Dan Kaercher

Dan Kaercher

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$850,000

($329,499 down)
VA

2731 Norma Street, Oceanside, CA 92056

4
2
1,557 sqft
PITI Monthly
$3,371.49 /mo

Listing courtesy of: Kathy Goodrich-Bader, eXp Realty of California, Inc

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,323 /mo
$3,779 /mo

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
RENOVATED
FIREPLACE
HOME OFFICE
CHARMING
COZY

This beautifully maintained single-story gem invites you to experience a perfect blend of charm and comfort. From the moment you arrive, the home greets you with lush, manicured landscaping and a welcoming front porch—a serene spot to enjoy a morning coffee as the day begins. Inside, the warmth of wood flooring and the timeless elegance of wooden door trims set the tone for a cozy yet sophisticated ambiance. The family room, with its inviting brick fireplace, beckons you to gather around on chilly evenings, and seamlessly flows into the kitchen and dining area. The kitchen offers expansive countertops, warm wooden cabinetry, and a picturesque view of the backyard through a sunlit window. The dining area is a sanctuary of light, framed by windows and elegant French doors that open to the backyard. The master bedroom offers a private retreat, complete with a spacious closet and an upgraded ensuite bathroom with a beautiful walk-in shower for a a spa-like escape after a long day. Secondary bedrooms are equally inviting—one even boasts its own set of French doors leading to the backyard, merging indoor comfort with outdoor serenity. A renovated secondary bathroom and a versatile bonus space, currently used as a home office, add to the home’s appeal. Step outside, and you'll find a backyard oasis that’s nothing short of magical. A sparkling pool glistens under the sun, while an above-ground jacuzzi beneath a charming pergola offers the ultimate in relaxation. The home also has a leased solar system. The separate entertaining area provides the perfect backdrop for barbecues, stargazing, or simply unwinding at the end of the day. Located in a prime area near parks, highly rated Grapevine Elementary, MiraCosta College, and a variety of shopping and dining options, this home combines convenience with a sense of peaceful retreat.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 8 months
Monthly PITI
$3,371.49/mo
Estimated Loan Balance
$524,769
Cash to close
$329,499
Interest Paid
$51,815

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StreetLights, Suburban, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $545.92
  • Tax Annual Amount: $10625
  • On Market Date: 2025-01-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $329,499 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $329,499!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$520,501
Your Cash$329,499
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,323/mo
Traditional @ 7.5%
$3,919/mo
You save $1,597/month ($19,161/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500644

Listing From:

Last updated: 2025-03-19T23:49:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,323 /mo
$3,779 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $329,499 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $329,499!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$520,501
Your Cash$329,499
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,323/mo
Traditional @ 7.5%
$3,919/mo
You save $1,597/month ($19,161/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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