Dan Kaercher

Dan Kaercher

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Closed

$505,000

($235,789 down)
VA

27284 Ryan Drive, Laguna Niguel, CA 92677

1
1
750 sqft
PITI Monthly
$1,367.7 /mo

Listing courtesy of: Diane Hawkins, Vista Pacific Realty

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,201 /mo
$1,982 /mo

What's Special

REMODELED
LOCATION
MINUTES AWAY
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
PATIO

Your own beautiful oasis awaits you! This 1 bedroom 1 bathroom condominium located in Village Niguel Terrace II is in a prime location where you can enjoy the view of the gorgeous pool and spa area from your private patio. Once inside, you will notice the spaciousness of the bright living room, dining room and kitchen in addition to the new flooring. The kitchen is very functional with lots of cabinets for storage, counter space and newer appliances. The dining room also has 2 pantries for even more storage. The hallway leads you to your primary bedroom which includes a large window that looks out onto your private patio. In the bedroom suite there are 2 closets, a double mirrored one with added double hung rods AND a large walk in closet. In the hallway there is a linen cabinet with counter top and an additional closet for even more storage. The laundry closet with included stacked washer and dryer provides a wonderful convenience. The primary bathroom has been remodeled with a walk in shower for ease. The home also has newer dual pane windows. The one car detached garage offers plenty of additional storage. The project has been re-piped for peace of mind. The condo has an excellent location which boasts convenient access to the toll road and freeway and is located near shopping, dining and entertainment. Laguna Niguel offers Southern California living at its best - hiking, biking, trails, parks, tennis, dog parks, Laguna Niguel Lake etc. and multiple beaches minutes away. Great Opportunity! Don't miss out, come see for yourself! Back on market due to significant personal reason of buyer - not due to seller or property.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,367.7/mo
Estimated Loan Balance
$269,790
Cash to close
$235,789
Interest Paid
$32,944

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Village Niguel Terrace II (VT2)
  • Features: Curbs, Gutters, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Village Niguel Terrace
  • HOA Amenities: Unknown
  • HOA Fee: $490
  • HOA Frequency: $Monthly
Location
  • Region: Laguna Niguel

Financial Details

  • Price per Sqft: $673.33
  • Tax Annual Amount: $
  • On Market Date: 2024-08-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $235,789 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $235,789!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$269,211
Your Cash$235,789
Total Purchase Price:$505,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,201/mo
Traditional @ 7.5%
$2,056/mo
You save $855/month ($10,257/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24167303

Listing From:

Last updated: 2024-10-31T16:20:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,201 /mo
$1,982 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,789 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $235,789!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$269,211
Your Cash$235,789
Total Purchase Price:$505,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,201/mo
Traditional @ 7.5%
$2,056/mo
You save $855/month ($10,257/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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