Dan Kaercher

Dan Kaercher

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$629,888

($190,999 down)
VA

2718 Seminary Ave, Oakland, CA 94605

3
3
1,173 sqft
PITI Monthly
$2,880.36 /mo

Listing courtesy of: Paul LeJoy, Pacific Realty Partners

Assumed Rate

3.13%
7.15%

Principal & Interest

$2,058 /mo
$3,242 /mo

What's Special

LUXURY
RENTAL INCOME

Rare opportunity to own a stunningly beautiful American craftsman bungalow with a separate ADU for rental income or multi-generational living. Home comes with 3 bedrooms and 2.5 bath between the main house and detached ADU w separate side entrance. 2 Bed 1.5 Bath Main Home (1,173 sq ft) plus 1 Bed 1 Bath ADU. Mills College nearby, you can rent to students, traveling nurses or long-term rental. Home boasts privately owned solar, low electrical bills. Luxury Hot Tub for relaxing after work & weekends in a tranquil backyard setting. Ask if you qualify for first time home buyer's assistance, you may be able to get this home with no out of pocket costs. This one won't last.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.13
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,880.36/mo
Estimated Loan Balance
$439,799
Cash to close
$190,999
Interest Paid
$57,631

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, LivingRoom, PrimaryBedroom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1923
Details
  • Builder:

Community & HOA

Community
  • Subdivision: SEMINARY
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakland

Financial Details

  • Price per Sqft: $536.99
  • Tax Annual Amount: $7873.6
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $190,999 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $190,999!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.13% Sellers Rate
$438,889
Your Cash$190,999
Total Purchase Price:$629,888

Assumed vs Traditional Mortgage

Assumed @ 3.13%
$2,058/mo
Traditional @ 7.5%
$3,363/mo
You save $1,305/month ($15,664/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41090074

Listing From:

Last updated: 2025-04-04T03:13:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.13%
7.15%

Principal & Interest

$2,058 /mo
$3,242 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $190,999 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $190,999!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.13% Sellers Rate
$438,889
Your Cash$190,999
Total Purchase Price:$629,888

Assumed vs Traditional Mortgage

Assumed @ 3.13%
$2,058/mo
Traditional @ 7.5%
$3,363/mo
You save $1,305/month ($15,664/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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