Dan Kaercher

Dan Kaercher

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Closed

$630,000

($68,992 down)
VA

270 Avenida Descanso, Oceanside, CA 92057

2
1
820 sqft
PITI Monthly
$4,071.9 /mo

Listing courtesy of: Alfredo Bahena, Bahena Real Estate Group

Assumed Rate

5.41%
7.15%

Principal & Interest

$3,249 /mo
$3,904 /mo

What's Special

SHOPPING
RENOVATED
LANDSCAPED

2 bedroom 1 full bath house located in highly coveted Northern Oceanside. Close to schools, shopping, restaurants, and highway 76. Approximately 7 minutes from military base and 15 minutes from the beach. Interior of house was renovated 2 years ago, which include, NEW paint, kitchen cabinets, gas range, built-in-microwave, vinyl plank flooring, and windows. The full bath was renovated as well with NEW bath tub, sink, cabinet, and fixtures. Both glass sliding doors were recently installed. One car garage has epoxy flooring. Enjoy the beautiful weather in this large recently landscaped back yard with plenty of room for an addition to the property or an ADU. Possible RV access as well.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$4,071.9/mo
Estimated Loan Balance
$563,856
Cash to close
$68,992
Interest Paid
$79,370

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $768.29
  • Tax Annual Amount: $7875
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $68,992 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $68,992!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$561,008
Your Cash$68,992
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$3,249/mo
Traditional @ 7.5%
$4,049/mo
You save $800/month ($9,601/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240025352SD

Listing From:

Last updated: 2025-02-15T00:49:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$3,249 /mo
$3,904 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $68,992 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $68,992!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$561,008
Your Cash$68,992
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$3,249/mo
Traditional @ 7.5%
$4,049/mo
You save $800/month ($9,601/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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