Dan Kaercher

Dan Kaercher

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$370,000

($125,834 down)
FHA

27050 N 178TH Avenue, Surprise, AZ 85387

3
2
1,441 sqft
PITI Monthly
$1,519.35 /mo

Listing courtesy of: Kayla Kerulis, Real Broker

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,092 /mo
$1,824 /mo

What's Special

DINING
SPACIOUS
MODERN
FIREPLACE
HOME OFFICE
PATIO
COZY

This stunning 3-bedroom, 2-bathroom gem is everything you've been searching for—and more! Nestled on a spacious lot with no rear neighbors, this home offers the perfect blend of privacy and modern living. Step inside to discover an open floor plan that seamlessly connects the living, dining, and kitchen areas—ideal for entertaining! Enjoy updated flooring throughout and the warmth of a cozy fireplace for those chilly nights. The kitchen features classic oak cabinets, sleek countertops, and updated light fixtures that add a touch of modern elegance. You'll love the plantation shutters adorning every window, providing both style and functionality. The primary suite offers a private retreat with an en-suite bathroom, while two additional bedrooms provide ample space for family guests, or a home office. Outside, the covered patio is perfect for relaxing or hosting summer BBQs, while the turfed yard means no mowingjust more time to enjoy your outdoor oasis. With no rear neighbors, you'll relish the peace and quiet while still being close to everything you need. Don't miss your chance to own this move-in-ready beautyschedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,519.35/mo
Estimated Loan Balance
$289,302
Cash to close
$125,834
Interest Paid
$28,764

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: Centex

Community & HOA

Community
  • Subdivision: DESERT OASIS AT SURPRISE PARCEL L5-B
  • Features: Community Pool, Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Desert Oasis
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $256.77
  • Tax Annual Amount: $1029
  • On Market Date: 2025-03-27T23:30:11.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $125,834 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $125,834!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$244,166
Your Cash$125,834
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,092/mo
Traditional @ 7.5%
$1,892/mo
You save $799/month ($9,592/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6842113

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T14:20:55.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,092 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,834 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $125,834!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$244,166
Your Cash$125,834
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,092/mo
Traditional @ 7.5%
$1,892/mo
You save $799/month ($9,592/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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