Dan Kaercher

Dan Kaercher

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Closed

$999,000

($504,755 down)
FHA

267 Washington Street, Ramona, CA 92065

3
3
2,082 sqft
PITI Monthly
$4,391.76 /mo

Listing courtesy of: Jan Farley, San Diego Living

Assumed Rate

3.69%
7.15%

Principal & Interest

$2,717 /mo
$3,991 /mo

What's Special

SPACIOUS
FIREPLACE
VAULTED CEILINGS
CHARMING
COZY

BACK ON MARKET - no fault of the property. Experience the beauty of Ramona living on this pristine, nearly 5-acre horse property, fully usable and thoughtfully designed for equestrian enthusiasts. This spacious, single-level home, built in 1988, features vaulted ceilings and a charming farmhouse fireplace in the living room, creating a warm and inviting atmosphere. The primary suite is a true retreat, featuring a luxurious jacuzzi tub and a cozy fireplace. Each bedroom in this home offers generous space, perfect for a variety of uses. The expansive garage/workshop easily accommodates three vehicles and provides ample space for all your projects. The property is fully fenced, gated, and cross-fenced, making it ideal for both small and large livestock. Horse lovers will appreciate the four oversized stalls (minimum size 24x48) in addition to the large pasture, as well as a cross-tie area shaded by trees, perfect for grooming and farrier needs. There’s also a small chicken coop, hay storage in a lean-to, and a 16ft sea container for additional storage, which could serve as a tack room. Recent upgrades include a fully sealed and insulated attic (2024) and a new heater, with the A/C unit being only a few years old. The property features a fully owned solar system, offering significant energy savings. The current owners run their A/C 24/7, maintaining a comfortable 67-73 degrees, with an annual electric bill of just $150-$350. To top it off, the property includes fully functioning RV parking with a pad, making it ideal for those who love to explore. Don’t miss out on this exceptional opportunity to own a special property in Ramona!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
21 years, 8 months
Monthly PITI
$4,391.76/mo
Estimated Loan Balance
$182,180
Cash to close
$504,755
Interest Paid
$166,530

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, PrimaryBedroom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $479.83
  • Tax Annual Amount: $12487.5
  • On Market Date: 2024-06-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $504,755 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $504,755!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$494,245
Your Cash:$504,755
Total Purchase Price:$999,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$2,717/mo
Traditional @ 7.5%
$4,140/mo
You save $1,423/month ($17,080/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2403574

Listing From:

Last updated: 2024-11-07T20:28:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$2,717 /mo
$3,991 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $504,755 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $504,755!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$494,245
Your Cash:$504,755
Total Purchase Price:$999,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$2,717/mo
Traditional @ 7.5%
$4,140/mo
You save $1,423/month ($17,080/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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