Dan Kaercher

Dan Kaercher

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$775,000

($0 down)*
FHA

Potential short sale please verify with your agent.

264 Merganser Dr, Oakley, CA 94561

5
3
3,252 sqft
PITI Monthly
$5,968.78 /mo

Listing courtesy of: Brittany Perez, Keller Williams

Assumed Rate

4.75%
7.15%

Principal & Interest

$4,354 /mo
$5,637 /mo

What's Special

LOCATION
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
COZY
SOLAR PANELS

Welcome to 264 Merganser Dr, Oakley, a stunning 5-bedroom, 3-bathroom executive-style home nestled in one of Oakley’s most sought-after neighborhoods. With 3,252 sq. ft. of living space, this home offers a spacious and functional layout including a first-floor bedroom and full bathroom, ideal for guests or multi-generational living. The open floor plan is filled with natural light, featuring high ceilings, large windows, recessed lighting, luxury vinyl plank flooring and solar panels to help maximize energy efficiency. The gourmet kitchen is a chef’s dream, complete with a huge walk-in pantry, custom tile backsplash, kitchen nook, stainless steel appliances, and breakfast bar, seamlessly flowing into the inviting family room with a cozy fireplace. Upstairs, the expansive primary suite boasts a luxurious en-suite bathroom with a soaking tub, stall shower, dual vanities, and a walk-in closet. Great location with close proximity to downtown Oakley, parks, schools and the Delta waterways.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.75
Remaining Loan Term
27 years, 3 months
Monthly PITI
$5,968.78/mo
Estimated Loan Balance
$1,042,640
Cash to close
$0
Interest Paid
$106,733

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: OAKLEY
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakley

Financial Details

  • Price per Sqft: $238.31
  • Tax Annual Amount: $9687.5
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$775,000
Your Cash$0
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$4,354/mo
Traditional @ 7.5%
$5,847/mo
You save $1,493/month ($17,921/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41091913

Listing From:

Last updated: 2025-04-04T00:14:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$4,354 /mo
$5,637 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$775,000
Your Cash$0
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$4,354/mo
Traditional @ 7.5%
$5,847/mo
You save $1,493/month ($17,921/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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