Dan Kaercher

Dan Kaercher

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Closed

$384,000

($220,342 down)
FHA

26448 Gem Court, Helendale, CA 92342

3
2
1,825 sqft
PITI Monthly
$1,180.05 /mo

Listing courtesy of: Sandra Spinelli, Linda Jensen, Broker

Assumed Rate

3.88%
7.15%

Principal & Interest

$895 /mo
$1,285 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
FIREPLACE
MASTER SUITE
PATIO

Welcome to your Dream Home perched overlooking the Jewel of the High Desert in Silver Lakes in Helendale. Enjoy resort-style living in this stunning 3-bed 2-bath home situated on a cut-de-sac. Step inside through the Glass Storm Door to find an impeccably designed interior that will exceed your expectations. The living area, dining space & kitchen flow seamlessly, allowing for effortless interaction & the perfect setting for hosting gatherings indoors and outside on the pergola covered patio and expansive grass area. French doors lead to the outside from the living area and master suite. The master on-suite treats you to both a jetted tub & walk in shower, Dual Sinks and large walk in closet. The other 2 bedrooms have mirrored wardrobe closets, with the third bedroom having window shutters. The fireplace is hosted by the living and family rooms with entertainment center. Recessed lighting, speakers, open and airy floor plan. Kitchen has solid surface counter tops. Laundry room off the kitchen. Originally a 3 car, this owner has built a bonus room in part of the smaller garage, still allowing room for your golf cart. Lots of cabinets and work bench for the garage hobbyist. Built in 1997, is the perfect size home coming in at 1,825 sq ft. With the high ceilings you'd swear the home is larger. Pony wall separates the formal living area from the bedrooms and guest bath. You don't feel like you are walking the hall way to get from one room to another, yet functionally separating the space. The lot is 9,600 sq ft. Lush vegetation gives you privacy from neighboring properties. There is also a storage shed and room for your garden. You'll also love the community amenities. The HOA gives you access to all the FREE golf you can play, Swimming and fishing on both Lakes. Water sports on both Lakes. Tennis, Bocce ball, Pickle ball, olympic size swimming pool, spa, sauna, showers, Gym, library, ball room all at the TOP of THE LAKES. Within a 2-mile radius you'll find Elementary, Middle and High Schools in our Community. Centrally located 15 miles between Barstow and Victorville and to Hwy I-15 where you will find additional shopping. The community also offers, convenience shopping, gas stations, places of worship, and Parks. We have RV storage and RV hook ups. Got horses? The equestrian area has stalls, corrals & lighted arenas. Tile roof, kitchen pantry, Swamp Cooler & A/C wrap up details of the property.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.88
Remaining Loan Term
22 years, 6 months
Monthly PITI
$1,180.05/mo
Estimated Loan Balance
$164,749
Cash to close
$220,342
Interest Paid
$51,373

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central, Fireplaces, NaturalGas
Features
  • Materials: Drywall, Frame, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom, WoodBurning
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: Block, ChainLink, WroughtIron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Drywall, Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, Fishing, Golf, Gutters, HorseTrails, Stables, Lake, Park, Rural, StreetLights, Sidewalks, WaterSports
HOA
  • Has HOA: Yes
  • HOA Name: Silver Lakes Assn
  • HOA Amenities: Unknown
  • HOA Fee: $224
  • HOA Frequency: $Monthly
Location
  • Region: Helendale

Financial Details

  • Price per Sqft: $210.41
  • Tax Annual Amount: $
  • On Market Date: 2024-08-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $220,342 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $220,342!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.88% Sellers Rate
$163,658
Your Cash:$220,342
Total Purchase Price:$384,000

Assumed vs Traditional Mortgage

Assumed @ 3.88%
$895/mo
Traditional @ 7.5%
$1,333/mo
You save $438/month ($5,253/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD24157158

Listing From:

Last updated: 2024-12-10T17:25:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.88%
7.15%

Principal & Interest

$895 /mo
$1,285 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $220,342 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $220,342!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.88% Sellers Rate
$163,658
Your Cash:$220,342
Total Purchase Price:$384,000

Assumed vs Traditional Mortgage

Assumed @ 3.88%
$895/mo
Traditional @ 7.5%
$1,333/mo
You save $438/month ($5,253/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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