Dan Kaercher

Dan Kaercher

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Closed

$539,000

($51,047 down)
FHA

2635 Osprey Way, Johnstown, CO 80534

4
3
2,470 sqft
PITI Monthly
$4,067.91 /mo

Listing courtesy of: Jay Hlavachek, Berkshire Hathaway HomeServices Rocky Mtn Realtors

Assumed Rate

6.54%
7.15%

Principal & Interest

$3,147 /mo
$3,349 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO
MOUNTAIN VIEWS
CHARMING

Come check out this charming 2 story D.R. Horton home in Johnstown Village. This spacious abode built in 2021 boasts four generously sized bedrooms along with three bathrooms including a main level powder room. Eye-catching kitchen highlights granite countertops, stainless steel appliances, large pantry, 42' cabinets, and beautiful island. Wide plank laminate flooring and upgraded carpet comfort your feet as you venture through this masterpiece. Oversized finished two car garage. Decent sized backyard with mountain views including a covered patio and dog run/play area. Peaceful neighborhood in the RE-5J Johnstown School District. Easy access to Colorado Blvd. as well as I-25. Experience the feel of a new construction home in an up and coming developed subdivision of Johnstown. Do not miss out on this gem!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$4,067.91/mo
Estimated Loan Balance
$490,353
Cash to close
$51,047
Interest Paid
$61,518

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stone, Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder: D.R. Horton, Inc

Community & HOA

Community
  • Subdivision: Mallard Ridge
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $218.22
  • Tax Annual Amount: $4834
  • On Market Date: 2024-09-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $51,047 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $51,047!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$487,953
Your Cash$51,047
Total Purchase Price:$539,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$3,147/mo
Traditional @ 7.5%
$3,474/mo
You save $327/month ($3,920/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9541676

Listing From: recolorado

Last updated: 2024-12-17T18:53:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$3,147 /mo
$3,349 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $51,047 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $51,047!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$487,953
Your Cash$51,047
Total Purchase Price:$539,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$3,147/mo
Traditional @ 7.5%
$3,474/mo
You save $327/month ($3,920/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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