Dan Kaercher

Dan Kaercher

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Closed

$399,000

($146,819 down)
FHA

26353 N 166TH Avenue, Surprise, AZ 85387

3
2
1,784 sqft
PITI Monthly
$1,655.13 /mo

Listing courtesy of: Melani Nicole Beauregard, eXp Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,201 /mo
$1,868 /mo

What's Special

LOCATION
SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
MASTER SUITE
PATIO
ENERGY STAR APPLIANCES

Assumable Loan.. with lower Rate. Lower Utilities w/Solar! This stunning home features a fantastic layout w/a DEN & an open kitchen-to-great room design, perfect for entertaining. The kitchen boasts beautiful granite countertops, upgraded staggered cabinets, & new energy star appliances. Wood plank tile flooring extends throughout the kitchen, great room, hallways, & baths, adding a touch of elegance. The master suite offers a large shower, dual vanities, & a spacious walk-in closet. Enjoy the seamless flow from the great room to the backyard, complete with a covered patio for outdoor relaxation. Desert Oasis is conveniently located just minutes from the 303 & Grand Avenue, providing easy access to nearby amenities. Don't miss this opportunity to own a beautiful home in a prime location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,655.13/mo
Estimated Loan Balance
$258,838
Cash to close
$146,819
Interest Paid
$40,371

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: ENERGY STAR Qualified Equipment, Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Homes By Towne

Community & HOA

Community
  • Subdivision: DESERT OASIS OF SURPRISE PARCEL B4
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Desert Oasis
  • HOA Amenities: Unknown
  • HOA Fee: $84
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $223.65
  • Tax Annual Amount: $1304
  • On Market Date: 2024-08-09T20:50:07.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,819 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $146,819!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$252,181
Your Cash$146,819
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,201/mo
Traditional @ 7.5%
$1,938/mo
You save $737/month ($8,844/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6742007

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-14T16:38:33.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,201 /mo
$1,868 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,819 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $146,819!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$252,181
Your Cash$146,819
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,201/mo
Traditional @ 7.5%
$1,938/mo
You save $737/month ($8,844/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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