Dan Kaercher

Dan Kaercher

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$985,000

($481,491 down)
VA

26151 Bellemore Drive, Ramona, CA 92065

5
3
3,228 sqft
PITI Monthly
$3,539.77 /mo

Listing courtesy of: Rannel Lapira, Elite Brokers and Agents

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,297 /mo
$3,647 /mo

What's Special

LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
MASTER SUITE
FAMILY-FRIENDLY

Wow! One of the largest single story home in Ramona! Over 3200 sqft at a priced SELL! Welcome to your new sanctuary in the prestigious San Diego Country Estates, where elegant design meets comfort in this breathtaking single-story home. This exquisite 5-bedroom/3 bath residence offers a perfect blend of luxury and functionality. Step into a world of sophistication with soaring vaulted ceilings and expansive living areas that seamlessly blend style and comfort. The heart of the home is a gourmet kitchen featuring gleaming granite counters, pristine white cabinetry, and high-end stainless steel appliances—ideal for culinary enthusiasts and entertaining guests in dedicated family room and living areas. The master suite is a true retreat, boasting a double-sided fireplace that creates a warm, inviting ambiance shared with the elegant living room. Skylights throughout the home flood the space with natural light, highlighting the architectural design and enhancing the open, airy feel. Set on a generously sized lot, this home offers multiple outdoor areas designed for seamless entertaining, gardening, and relaxation. Enjoy the benefits of a paid-off solar power system, making this residence not only a beauty but also an energy saver! San Diego Country Estates is renowned for its unique backcountry lifestyle, offering natural beauty and an array of top-notch amenities. From family-friendly parks, 2 pools, hiking trails, and a championship golf course. This master-planned community ensures a lifestyle of leisure and convenience. Don’t miss your chance to own this exceptional property in one of Ramona’s most sought-after communities. Schedule your private tour today and discover why this home is the perfect blend of luxury and value!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$3,539.77/mo
Estimated Loan Balance
$504,515
Cash to close
$481,491
Interest Paid
$53,372

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Dual, Zoned
  • Heating: Central, ForcedAir, Fireplaces
Features
  • Materials: Drywall, Concrete
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, PrimaryBedroom
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association, Community, Heated, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Drywall, Concrete
  • Roof: Tile
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sd Country Estates
  • Features: Golf, Hiking, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: San Diego Country Estates
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $305.14
  • Tax Annual Amount: $12312.5
  • On Market Date: 2025-02-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $481,491 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $481,491!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$503,509
Your Cash$481,491
Total Purchase Price:$985,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,297/mo
Traditional @ 7.5%
$3,783/mo
You save $1,486/month ($17,833/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25024685

Listing From:

Last updated: 2025-02-21T14:03:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,297 /mo
$3,647 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $481,491 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $481,491!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$503,509
Your Cash$481,491
Total Purchase Price:$985,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,297/mo
Traditional @ 7.5%
$3,783/mo
You save $1,486/month ($17,833/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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