Dan Kaercher

Dan Kaercher

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$370,000

($96,385 down)
FHA

260 Black Bart Road, Oroville, CA 95966

2
2
1,850 sqft
PITI Monthly
$2,620.21 /mo

Listing courtesy of: Cindy Cosby, Century 21 Select Real Estate, Inc.

Assumed Rate

7.62%
7.15%

Principal & Interest

$1,958 /mo
$1,869 /mo

What's Special

MINUTES AWAY
DINING
SPACIOUS
MODERN
MASTER SUITE

Welcome to this stunning 1850 Sq Ft, 2-bedroom, 2-bathroom home, perfectly nestled on almost 5 acres, offering the ultimate in privacy and tranquility. Located just 10 minutes from the scenic Lake Oroville, this spacious property provides an opportunity to enjoy both seclusion and convenience. Set on two expansive lots, this inviting home features a thoughtful layout with generous living spaces and plenty of natural light. The large rooms create a welcoming atmosphere, perfect for both relaxed living and entertaining guests. Enjoy the beauty of nature right outside your door, with room to roam and pleanty of possibilities for gardening, outdoor activities, or even expanding to suit your future needs. The kitchen is ready for meal prep with an attached dining area with large windows and sliding door out to an outdoor alcove to enjoy. The large living and entertaining areas flow effortlessly for easy living. The master suite offers a peaceful retreat with its own private bathroom, while the second bedroom is equally spacious and versatile for use as a guest room, office, or hobby space. Whether you're lounging on the porch enjoying the view or exploring the acreage, you'll appreciate the perfect blend of country living and modern comfort. The peaceful, private setting provides an idyllic escape from the hustle and bustle, all while being just minutes away from the recreational opportunities at Lake Oroville. Don’t miss the chance to own this beautiful home and property—schedule a tour today and experience firsthand what makes this home so special!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.62
Remaining Loan Term
28 years, 9 months
Monthly PITI
$2,620.21/mo
Estimated Loan Balance
$137,454
Cash to close
$96,385
Interest Paid
$26,224

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, LivingRoom, WoodBurningStove
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1968
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Fishing, Hiking, HorseTrails, Hunting, Lake, Mountainous, Suburban, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $200
  • Tax Annual Amount: $4625
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $96,385 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $96,385!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$273,615
Your Cash$96,385
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$1,958/mo
Traditional @ 7.5%
$1,939/mo
You save $-19/month ($-228/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25054407

Listing From:

Last updated: 2025-03-22T13:47:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.62%
7.15%

Principal & Interest

$1,958 /mo
$1,869 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $96,385 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $96,385!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$273,615
Your Cash$96,385
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$1,958/mo
Traditional @ 7.5%
$1,939/mo
You save $-19/month ($-228/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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