Dan Kaercher

Dan Kaercher

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Closed

$440,000

($74,987 down)
FHA

257 Wadsworth Circle, Longmont, CO 80504

2
2
1,472 sqft
PITI Monthly
$2,976.46 /mo

Listing courtesy of: Blaze Contreras, Coldwell Banker Realty 14

Assumed Rate

6.64%
7.15%

Principal & Interest

$2,362 /mo
$2,488 /mo

What's Special

LOCATION
OPEN CONCEPT
SPACIOUS
MODERN
VAULTED CEILINGS
HOME OFFICE
BALCONY
CUL-DE-SAC
CHARMING
COZY

This modern 2-bedroom, 2-bathroom home, nestled on a tranquil cul-de-sac mere moments from downtown, offers the perfect blend of small-town charm and urban excitement. Immersed in the vibrant energy of Longmont, Colorado, with the majestic Front Range as your backdrop. Natural light dances through vaulted ceilings, illuminating a spacious interior with a neutral palette and plank style flooring. The open living area, perfect for both intimate gatherings and back yard barbeques. This space seamlessly connects to a private outdoor oasis through sliding glass doors. The heart of this home is the kitchen, open concept with connections to all ends of the house. Quartz countertops, and a charming breakfast bar create an inviting space for culinary creations. Upstairs, discover a versatile loft space that opens to a private balcony, offering a tranquil retreat. This flexible space can easily transform into a home office, a cozy reading nook, or a creative studio – the possibilities are endless. But the true magic lies in the location. Just a short stroll from your doorstep, the vibrant heart of downtown Longmont awaits. Explore an eclectic mix of art galleries, boutique shops, and farm-to-table restaurants. Spend sunny afternoons strolling through Longmont's charming parks or enjoying a craft brew at one of the many local breweries. With easy access to both Highway 287 and I-25, the entire Front Range is within your reach, from the bustling city of Denver to the breathtaking beauty of Rocky Mountain National Park. This is more than just a home; it's an invitation to embrace a life of connection, creativity, and adventure. Don't miss your chance to own a piece of Longmont's vibrant tapestry.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.64
Remaining Loan Term
28 years, 11 months
Monthly PITI
$2,976.46/mo
Estimated Loan Balance
$368,011
Cash to close
$74,987
Interest Paid
$26,353

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Town and Country
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Town & Country
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Quarterly
Location
  • Region: Longmont

Financial Details

  • Price per Sqft: $298.91
  • Tax Annual Amount: $2441
  • On Market Date: 2025-01-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $74,987 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $74,987!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$365,013
Your Cash$74,987
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$2,362/mo
Traditional @ 7.5%
$2,488/mo
You save $126/month ($1,515/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7049324

Listing From: recolorado

Last updated: 2025-02-19T16:25:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.64%
7.15%

Principal & Interest

$2,362 /mo
$2,488 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $74,987 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $74,987!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$365,013
Your Cash$74,987
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$2,362/mo
Traditional @ 7.5%
$2,488/mo
You save $126/month ($1,515/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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