Dan Kaercher

Dan Kaercher

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Active

$620,000

($283,426 down)
VA

2574 SE 2nd St, Homestead, FL 33033

4
3
2,228 sqft
PITI Monthly
$2,512.31 /mo

Listing courtesy of: Mark Smego, Signature International RE

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,680 /mo
$2,536 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
DECK
FENCED YARD
CLUBHOUSE
FITNESS CENTER

Beautiful 4Bed/3bath home with 2 car garage in gated Portovita Community. Constructed in 2020. Spacious, open/ split floorplan with 1 bedroom/bathroom and small living area located privately. Great for office, In-law or older Teens. The bedrooms are spacious with walk-in closet the main bedroom. The kitchen features quartz and stainless appliances. Higher-end Samsung Washer and Dryer are included. A second refrigerator in the garage is included. Fully fenced yard. The Clubhouse is "fob" accessed with fitness center, pool and covered deck area. Inside is a beautiful lounging area, kitchen area. Minutes from Homestead-Miami Speedway. Greenway bike/walk path runs East and West just North of Campbell Dr.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,512.31/mo
Estimated Loan Balance
$338,681
Cash to close
$283,426
Interest Paid
$61,920

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, CeilingFans
  • Heating: Central
Features
  • Materials: Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Barrel
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Community

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Block
  • Roof: Barrel
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kingman Commons
  • Features: Clubhouse, FitnessCenter, Gated, PropertyManagerOnSite, Pool
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $258
  • HOA Frequency: $Monthly
Location
  • Region: Homestead

Financial Details

  • Price per Sqft: $278.28
  • Tax Annual Amount: $7993
  • On Market Date: 2025-03-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $283,426 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $283,426!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$336,574
Your Cash$283,426
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,680/mo
Traditional @ 7.5%
$2,630/mo
You save $951/month ($11,408/year)

*Secondary financing rates are an estimated value based on input

MLS ID: F10492777

Listing From:

Last updated: 2025-03-28T08:30:58.000Z

© , FTL. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,680 /mo
$2,536 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $283,426 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $283,426!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$336,574
Your Cash$283,426
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,680/mo
Traditional @ 7.5%
$2,630/mo
You save $951/month ($11,408/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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