Dan Kaercher

Dan Kaercher

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$729,000

($62,030 down)
VA

2568 Albatross St UNIT 3A, San Diego, CA 92101

2
2
1,030 sqft
PITI Monthly
$5,037.26 /mo

Listing courtesy of: Carla Cota, Coldwell Banker West

Assumed Rate

5.84%
7.15%

Principal & Interest

$4,040 /mo
$4,631 /mo

What's Special

REMODELED
LOCATION
GATED COMMUNITY
SPACIOUS
MODERN
BALCONY

Best price in Bankers Hill! VA Approved with an assumable loan! Location, location, location! Remodeled Corner Unit in Bankers Hill! This Villa Bayview 2 bedroom, 2 bath, 1,030 sq feet unit was fully remodeled in 2022. The gated complex sits right next to Maple Canyon. The open floor plan features a spacious living room with sliding glass doors to a private balcony. The updated kitchen includes modern cabinetry, quartz countertops, a breakfast bar, and stainless-steel appliances. The primary bedroom offers two large closets and courtyard views, the remodeled en-suite bath features a walk-in shower and updated vanity. The second bedroom features courtyard views and a large closet space, and the second full bath features a bathtub and stylish tile flooring.  Additional features include a laundry room off the kitchen, central heating and AC. HOA includes PAID solar for lower energy costs and water. The gated community courtyard offers a BBQ area, pool, spa, bicycle storage, and secure garage parking with 2 spots. Close to Downtown, Little Italy, Hillcrest, and Balboa Park. Up to $50,000 assistance for eligible buyers with City of San Diego middle income program. This home is a must-see!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.84
Remaining Loan Term
27 years, 10 months
Monthly PITI
$5,037.26/mo
Estimated Loan Balance
$668,547
Cash to close
$62,030
Interest Paid
$85,597

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StreetLights, Sidewalks, Urban, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Villa Bayview
  • HOA Amenities: Unknown
  • HOA Fee: $780
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $707.77
  • Tax Annual Amount: $9112.5
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,030 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $62,030!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$666,970
Your Cash$62,030
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$4,040/mo
Traditional @ 7.5%
$4,803/mo
You save $763/month ($9,156/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501292

Listing From:

Last updated: 2025-04-03T22:37:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.84%
7.15%

Principal & Interest

$4,040 /mo
$4,631 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,030 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $62,030!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$666,970
Your Cash$62,030
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$4,040/mo
Traditional @ 7.5%
$4,803/mo
You save $763/month ($9,156/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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