Dan Kaercher

Dan Kaercher

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Closed

$280,000

($63,776 down)
FHA

2555 Monte Vista Avenue, Oroville, CA 95966

3
2
1,176 sqft
PITI Monthly
$1,296.14 /mo

Listing courtesy of: Scott Peebles, eXp Realty of California Inc

Assumed Rate

3.07%
7.15%

Principal & Interest

$983 /mo
$1,560 /mo

What's Special

SPACIOUS
FAMILY-FRIENDLY
CHARMING
EFFICIENT
SOLAR PANELS
AFFORDABLE

Have you been searching for an affordable home with a large backyard? Welcome to Monte Vista Ave, this charming 3-bedroom, 1.5-bath home features solar panels and energy efficient ductless heating and cooling system. You will surely enjoy the spacious backyard, perfect for family gatherings and BBQs, plus it offers a versatile shed for all your storage needs. Located in a family-friendly neighborhood, this home is within walking distance to Las Plumas High School and Helen Wilcox Elementary. This is an opportunity you don't want to miss. Call and schedule a showing today.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,296.14/mo
Estimated Loan Balance
$217,930
Cash to close
$63,776
Interest Paid
$21,728

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ductless
  • Heating: Ductless
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: SeeRemarks

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1971
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $238.1
  • Tax Annual Amount: $3500
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $63,776 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $63,776!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$216,224
Your Cash$63,776
Total Purchase Price:$280,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$983/mo
Traditional @ 7.5%
$1,618/mo
You save $636/month ($7,628/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR25005810

Listing From:

Last updated: 2025-03-05T22:43:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$983 /mo
$1,560 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,776 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $63,776!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$216,224
Your Cash$63,776
Total Purchase Price:$280,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$983/mo
Traditional @ 7.5%
$1,618/mo
You save $636/month ($7,628/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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