Dan Kaercher

Dan Kaercher

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Closed

$649,000

($188,328 down)
FHA

2545 Villageview Lane, Castle Rock, CO 80104

4
3
3,108 sqft
PITI Monthly
$2,856.51 /mo

Listing courtesy of: Jessica Goodwin, Redfin Corporation

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,080 /mo
$3,340 /mo

What's Special

LARGE CENTER ISLAND
DINING
SPACIOUS
FIREPLACE
HOME OFFICE
PATIO
FITNESS CENTER
CHARMING
COZY

*** Assumable FHA Loan 2.875%!!! Welcome to this spacious and well-maintained home in the desirable Crystal Valley community, where nature meets a vibrant, close-knit neighborhood. The property sits on a nice corner lot and is the largest non-basement model in the area, making it a unique find. Just steps away from the Crystal Valley Ranch Rec Center, you’ll enjoy year-round community activities such as group fitness classes, seasonal events, a fitness center, and an incredible pool. Inside, the bright and sunny floor plan offers both formal and informal living spaces. The large formal living room at the front of the home provides an ideal spot for a home office or a cozy retreat. The formal dining room is perfect for hosting holiday gatherings. The open-concept living room and kitchen feature durable LVP flooring and a neutral color palette. A gas fireplace with a stacked stone surround and shiplap accents adds warmth to the living area, while built-in shelving offers space for displaying photos and keepsakes. The kitchen is a chef’s dream, boasting new quartz countertops, abundant warm wood cabinetry, and a large center island that provides additional seating and meal prep space. There's also an eat-in kitchen area for casual dining. A mudroom off the garage is perfect for storing winter coats and boots. Upstairs, a versatile loft space accompanies four generously sized bedrooms, including a primary suite with a spacious en-suite bath. The upper-level laundry room adds convenience to daily chores. Outside, the low-maintenance backyard features a patio perfect for outdoor grilling and entertaining. This move-in-ready home is just minutes from Plum Creek Golf Course and less than 10 minutes from the quaint town of Castle Rock, known for its grocery stores, trendy restaurants, and charming boutique shops.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,856.51/mo
Estimated Loan Balance
$464,392
Cash to close
$188,328
Interest Paid
$50,835

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Active Solar, Electric, Forced Air, Hot Water, Solar
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas, Gas Log
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder: Richfield Homes

Community & HOA

Community
  • Subdivision: Crystal Valley
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Crystal Valley Ranch Master Association
  • HOA Amenities: Unknown
  • HOA Fee: $85.5
  • HOA Frequency: $Monthly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $208.82
  • Tax Annual Amount: $3117
  • On Market Date: 2024-10-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $188,328 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $188,328!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$460,672
Your Cash$188,328
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,080/mo
Traditional @ 7.5%
$3,465/mo
You save $1,385/month ($16,621/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5925394

Listing From: recolorado

Last updated: 2025-01-31T20:28:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,080 /mo
$3,340 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,328 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $188,328!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$460,672
Your Cash$188,328
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,080/mo
Traditional @ 7.5%
$3,465/mo
You save $1,385/month ($16,621/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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