Dan Kaercher

Dan Kaercher

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Closed

$1,175,000

($226,629 down)
VA

253 Croydon Ln, El Cajon, CA 92020

4
3
2,477 sqft
PITI Monthly
$4,546.81 /mo

Listing courtesy of: Jim Fishinger, Excel Preferred Realty

Assumed Rate

3.21%
7.15%

Principal & Interest

$4,330 /mo
$6,754 /mo

What's Special

REMODELED
LOCATION
DECK

Beautifully Remodeled Home in Fletcher Hills with Amazing Views of El Cajon City Lights and Cowles Mountain. Quartz Topped Huge Kitchen Island with A Breakfast Bar, Two Sinks in Kitchen, High End Finishes Throughout. Stunning Elevated Back Deck with Sprawling 180 Degree Views. New Floors Throughout, Remodeled Bathrooms, Kitchen, etc. Very Large Over Sized Lot, Over 1/4 acre. Another ADU or Structure (Garage, or ?...) Can Be Built In Back Yard.This Property Also Includes a FULLY PERMITTED 416 SF ADU (Guest House / Casita). The ADU Has Its Own Access Way & Entry Door. ADU is Perfect For Mother-In Law, Extended Family, Multi-Generational Families, or Even as a Rental to Generate Monthly Revenue. Lastly, There is A MASSIVE Workshop/ Storage Area that’s Approximately 600 SF. Workshop Has Garage Door And Is Perfect For Storage, Projects, Woodworking, etc. Workshop Has A Ton Of Cabinetry and Lighting. It is A Very Flexible Space That Can Be Used In Many Different Capacities. Great Location, Great Schools, Spectacular Views. Main Home is 3 Bedrooms and 2 Full Bathrooms. ADU Has a Studio with a Full Bathroom.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.21
Remaining Loan Term
26 years, 11 months
Monthly PITI
$4,546.81/mo
Estimated Loan Balance
$950,159
Cash to close
$226,629
Interest Paid
$95,932

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: MultiSided, SeeThrough
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $474.36
  • Tax Annual Amount: $
  • On Market Date: 2024-07-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $226,629 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $226,629!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$948,371
Your Cash$226,629
Total Purchase Price:$1,175,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$4,330/mo
Traditional @ 7.5%
$7,006/mo
You save $2,676/month ($32,109/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2406285

Listing From:

Last updated: 2024-12-19T06:04:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.21%
7.15%

Principal & Interest

$4,330 /mo
$6,754 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $226,629 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $226,629!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$948,371
Your Cash$226,629
Total Purchase Price:$1,175,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$4,330/mo
Traditional @ 7.5%
$7,006/mo
You save $2,676/month ($32,109/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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