Dan Kaercher

Dan Kaercher

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Under Contract

$315,000

($73,875 down)
FHA

2533 N 41ST Avenue, Phoenix, AZ 85009

3
1
1,266 sqft
PITI Monthly
$1,494.76 /mo

Listing courtesy of: Amanda Ochoa, Mashouses

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,105 /mo
$1,757 /mo

What's Special

NO HOA

ASSUMABLE LOAN at 3.8%! This one has NO HOA and an RV GATE! Welcome to Encanto Village! This starter home has lots of updating and shows true pride of ownership! 1,266 square feet of inviting living space, perfect for families or individuals who want to be in the city - it's located just 10 minutes from Grand Canyon University, 13 minutes from Downtown Phoenix, and 17 minutes from Sky Harbor Airport and State Farm Stadium, this home offers the perfect blend of suburban tranquility and urban accessibility. You will enjoy essential updates including NEW A/C unit, Water Heater, Ductwork, Insulation, Windows, Flooring, 1-touch fingerprint security lock, Interior paint and Above ground pool! Come and see it!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,494.76/mo
Estimated Loan Balance
$254,767
Cash to close
$73,875
Interest Paid
$28,700

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Blown Cellulose, Painted, Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Blown Cellulose, Painted, Brick
  • Roof: Composition
Condition
  • Year Built: 1958
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: ENCANTO VILLAGE
  • Features: Near Bus Stop, Playground
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $248.82
  • Tax Annual Amount: $660
  • On Market Date: 2024-11-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,875 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $73,875!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$241,125
Your Cash$73,875
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,105/mo
Traditional @ 7.5%
$1,823/mo
You save $717/month ($8,610/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6779249

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-25T21:32:10.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,105 /mo
$1,757 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,875 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $73,875!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$241,125
Your Cash$73,875
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,105/mo
Traditional @ 7.5%
$1,823/mo
You save $717/month ($8,610/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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