Dan Kaercher

Dan Kaercher

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Closed

$650,000

($270,550 down)
VA

251 Church Street, Black Hawk, CO 80422

2
2
1,802 sqft
PITI Monthly
$2,154.69 /mo

Listing courtesy of: Michelle Ciaccio, HomeSmart

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,943 /mo
$2,827 /mo

What's Special

HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
MOUNTAIN VIEWS
HISTORIC

Elegant and bathed in sunlight, this beautiful Victorian is sure to impress! Thoughtfully updated in 2019, this home is immaculate. No details untouched.... warm hardwood floors, granite countertops, stainless steel appliances just begin to speak of all this residence offers. Located in the Historic District, quiet and peaceful, surrounded by city and mountain views, yet just a short walk brings you to a town in the midst of a $20M+ renovation bringing many new amenities to Black Hawk. Assumable low interest 2.75% VA loan! This is a Must See!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.77
Remaining Loan Term
24 years, 5 months
Monthly PITI
$2,154.69/mo
Estimated Loan Balance
$388,284
Cash to close
$270,550
Interest Paid
$83,435

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Baseboard, Hot Water, Natural Gas
Features
  • Materials: Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Burning
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Victorian
Materials
  • Brick
  • Roof: Composition
Condition
  • Year Built: 1890
Details
  • Builder:

Community & HOA

Community
  • Subdivision: City of Black Hawk
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Black Hawk

Financial Details

  • Price per Sqft: $360.71
  • Tax Annual Amount: $536
  • On Market Date: 2024-04-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $270,550 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $270,550!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$379,450
Your Cash$270,550
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,943/mo
Traditional @ 7.5%
$2,933/mo
You save $989/month ($11,871/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8944318

Listing From: recolorado

Last updated: 2024-10-01T18:02:42.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,943 /mo
$2,827 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $270,550 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $270,550!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$379,450
Your Cash$270,550
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,943/mo
Traditional @ 7.5%
$2,933/mo
You save $989/month ($11,871/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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