Dan Kaercher

Dan Kaercher

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$379,000

($166,665 down)
VA

249 1st Avenue S, South Saint Paul, MN 55075

3
2
1,601 sqft
PITI Monthly
$1,528.03 /mo

Listing courtesy of: , Compass

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,026 /mo
$1,596 /mo

What's Special

FRESH PAINT
DINING
SPACIOUS
MODERN
DOUBLE VANITY
DECK
PATIO
FENCED YARD

Welcome home to comfort charm and convenience. This beautifully updated three level split is the perfect place to start your next chapter. Inside you’ll find thoughtful updates throughout. New flooring fresh paint modern lighting stylish window treatments new appliances a new garage door central air furnace water heater and a newer roof mean you can move in with peace of mind. The lower level even features heated floors for extra comfort during Minnesota winters. The eat in dining area opens to a deck with expansive views of the city which is perfect for morning coffee or evening dinners. The finished lower level is ideal for relaxing or entertaining and the spacious foyer adds a welcoming touch as you walk in. The primary bedroom includes a clever layout with a walk through bathroom double vanity space for getting ready and separate closets to keep things organized. With three bedrooms two baths a fenced yard patio concrete driveway and plenty of updates this home checks all the boxes for first time buyers looking for both convenience and character. Located just minutes from downtown Saint Paul and nestled in the heart of South Saint Paul you’ll love being close to local restaurants coffee shops parks and all the small town charm the area has to offer.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,528.03/mo
Estimated Loan Balance
$213,691
Cash to close
$166,665
Interest Paid
$34,496

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial, Wood
Roof
  • Roof: Age Over 8 Years, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt, Pitched
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bryants Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: South Saint Paul

Financial Details

  • Price per Sqft: $236.73
  • Tax Annual Amount: $4226
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $166,665 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $166,665!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$212,335
Your Cash$166,665
Total Purchase Price:$379,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,026/mo
Traditional @ 7.5%
$1,656/mo
You save $630/month ($7,557/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6681536

Listing From: northstar

Last updated: 2025-04-04T15:10:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,026 /mo
$1,596 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $166,665 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $166,665!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$212,335
Your Cash$166,665
Total Purchase Price:$379,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,026/mo
Traditional @ 7.5%
$1,656/mo
You save $630/month ($7,557/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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