Dan Kaercher

Dan Kaercher

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$1,399,900

($377,850 down)
VA

24848 Starlight Mountain Rd, Ramona, CA 92065

4
3
3,212 sqft
PITI Monthly
$8,478.8 /mo

Listing courtesy of: Justin Verdugo, Palm Tree Properties

Assumed Rate

6.78%
7.15%

Principal & Interest

$6,721 /mo
$6,977 /mo

What's Special

DINING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
GAME ROOM
PATIO
IRRIGATION SYSTEM
COZY

Nestled on 12.8 acres of breathtaking landscape, this 3,212 sq. ft. estate offers stunning panoramic views of mountains and valleys. Recently upgraded with over $140,000 in enhancements, this luxurious and self-sustaining property is a rare find. Inside, 10-16 ft. ceilings, elegant crown molding, and an open floor plan create a bright, inviting atmosphere. The chef’s kitchen features brand-new ($32K, installed August 2024) stainless-steel appliances, granite countertops, a pot-filler, and a walk-in pantry. The spacious living room, with a gas fireplace and remote-controlled blinds, flows into the dining area, perfect for entertaining. The primary suite boasts a fireplace, dual walk-in closets, a spa-like bath with a jetted tub, and an oversized walk-in shower. Three additional bedrooms include a private guest suite with a full bath and separate entrance. The 950 sq. ft. converted garage offers a gym, game room, or storage space. Outdoors, enjoy 170 mature, income-producing pomegranate trees, a 12x24 ft. greenhouse, and an automated irrigation system. A detached 24x30 ft. garage, two 50-ft cargo containers, and a workshop with a half bath add functionality. Off-grid features include a 14KW solar system with 56 panels, two Tesla batteries, a Generac generator, a 220-ft private well producing 70 GPM, an 8,500-gallon water tank, whole-house filtration, a tankless water heater, and RV hookups with a 50-amp connection. A true private sanctuary with endless possibilities! Nestled on 12.8 acres of breathtaking landscape, this 3,212 sq. ft. estate offers panoramic mountain and valley views that will leave you in awe. Recently upgraded with over $140,000 in enhancements, this home is a masterpiece of modern luxury and self-sustainability. Step inside to soaring 10-16 ft. ceilings, crown molding, and an open floor plan bathed in natural light. The chef’s kitchen boasts brand-new, top-of-the-line stainless-steel appliances ($32K, installed August 2024), granite countertops, a pot-filler, and a spacious walk-in pantry. The inviting living room, complete with a cozy gas fireplace and remote-controlled blinds, flows seamlessly into the dining area—perfect for entertaining. The primary suite is a private retreat, featuring a gas fireplace, dual walk-in closets, a spa-like bath with a jetted tub, and an expansive walk-in shower. Three additional bedrooms include a guest suite with a private entrance and full bath—ideal for multigenerational living or rental potential. A 950 sq. ft. converted garage serves as a gym, game room, or extra storage. Outside, nature and functionality blend effortlessly. Enjoy 170 mature, income-producing pomegranate trees, a 12x24 ft. greenhouse, and a fully programmed irrigation system. The expansive patio, complete with a fire pit, is the perfect spot to soak in the views. Additional features include a detached 24x30 ft. garage, two 50-ft cargo containers, and a workshop with a half bath. A 2016 Massimo UTV with land-clearing equipment is also included. Designed for off-grid living, this home features a 14KW in-ground solar system with 56 panels, two Tesla backup batteries, a Generac generator, a 220-ft private well producing 70 GPM, an 8,500-gallon water tank, a whole-house filtration system, a tankless water heater, and RV hookups with a 50-amp connection. A rare opportunity to own a private sanctuary with endless possibilities. Don’t miss out on viewing this beautiful home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.78
Remaining Loan Term
29 years, 1 months
Monthly PITI
$8,478.8/mo
Estimated Loan Balance
$1,023,000
Cash to close
$377,850
Interest Paid
$63,921

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, Propane
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: LivingRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SeeRemarks, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: SeeRemarks, Tile
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $435.83
  • Tax Annual Amount: $17498.8
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $377,850 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $377,850!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$1,022,050
Your Cash$377,850
Total Purchase Price:$1,399,900

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$6,721/mo
Traditional @ 7.5%
$7,237/mo
You save $516/month ($6,197/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023288SD

Listing From:

Last updated: 2025-04-03T18:50:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$6,721 /mo
$6,977 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $377,850 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $377,850!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$1,022,050
Your Cash$377,850
Total Purchase Price:$1,399,900

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$6,721/mo
Traditional @ 7.5%
$7,237/mo
You save $516/month ($6,197/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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