Dan Kaercher

Dan Kaercher

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Closed

$475,000

($174,985 down)
FHA

2471 Pineda Drive, Merced, CA 95340

4
3
2,111 sqft
PITI Monthly
$1,725.48 /mo

Listing courtesy of: Kellie Leach, Keller Williams Property Team

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,328 /mo
$2,200 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET

Minutes from UC Merced, this gorgeous 4 bedroom 3 bathroom has everything you could want in a home!! The downstairs bedroom and full bathroom is ready for guests, students, in-laws, or could be perfect for telecommuting or studying. Walking into the main living area, you will find an open space ready for entertaining and just in time for holidays! The kitchen is a chef's dream! Gorgeous quartz counters, a large island, a walk-in pantry and ample space for dining, this kitchen has it all! Upstairs you'll find 3 additional bedrooms, including the large primary suite! Dual-sink vanity, a large walk-in shower are the perfect additions to the space. Not to mention, not one, but two huge walk-in closets!! Spacious bedrooms with large closets and plenty of storage make this home perfect for all of your needs. Did I mention SOLAR? Keep your energy costs down with the 18-panel solar system with ridiculously low cost! Hard-wired for Smart-Home potential! Schedule your tour ASAP because this one won't last long!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,725.48/mo
Estimated Loan Balance
$308,865
Cash to close
$174,985
Interest Paid
$34,818

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco, WoodSiding
  • Roof: Unknown
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park
HOA
  • Has HOA: Yes
  • HOA Name: Via Moraga
  • HOA Amenities: Unknown
  • HOA Fee: $103
  • HOA Frequency: $Monthly
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $225.01
  • Tax Annual Amount: $
  • On Market Date: 2024-09-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $174,985 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $174,985!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$300,015
Your Cash$174,985
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,328/mo
Traditional @ 7.5%
$2,282/mo
You save $954/month ($11,448/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC24189269

Listing From:

Last updated: 2025-01-14T00:37:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,328 /mo
$2,200 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $174,985 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $174,985!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$300,015
Your Cash$174,985
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,328/mo
Traditional @ 7.5%
$2,282/mo
You save $954/month ($11,448/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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