Dan Kaercher

Dan Kaercher

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Closed

$750,000

($184,447 down)
VA

2431 Palm Ave, San Diego, CA 92154

5
2
1,288 sqft
PITI Monthly
$2,763.26 /mo

Listing courtesy of: Matt Huneycutt, eXp Realty of California, Inc.

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,547 /mo
$4,111 /mo

What's Special

OPEN CONCEPT
FIREPLACE
PATIO
COZY
NO HOA
TURNKEY

OCEAN VIEW HOME IN OTAY MESA! PAID SOLAR! 5 BEDROOMS AND NO HOA! Just 3 miles from the ocean, up on the hill, you can feel the sea breezes and see the lights of Coronado and the bay. 2 blocks from the 5 Freeway. Walking distance to the Palm Ave transit station, South Bay Drive in theatre, Home Depot and Walmart. This must see home is on a corner lot in heart of Otay Mesa, with only one, quiet, neighbor. Open concept living room with cozy fireplace. Flush mounted LED lights and dual pane windows. New custom kitchen with quartz counter tops and SS appliances. Tankless water heater, brand new refrigerator and washer and dryer all convey. Strong running AC system with dual Nest thermostats! Ideal for entertaining and gatherings. Floor plan is terrific for multi-generational families with bedrooms at both ends of house. Large master bedroom with private bath. Updated paint inside and out with hardwood flooring throughout. Solar is just 6 years old. Large fenced in lot with separate patio and yard areas. and large detached two car garage with an extra workspace and parking. Termite clear and turnkey! VA and FHA approved! Hurry!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,763.26/mo
Estimated Loan Balance
$569,019
Cash to close
$184,447
Interest Paid
$64,456

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Other
  • Roof: Composition
Condition
  • Year Built: 1928
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Imperial Beach
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $582.3
  • Tax Annual Amount: $
  • On Market Date: 2024-07-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,447 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $184,447!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$565,553
Your Cash$184,447
Total Purchase Price:$750,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,547/mo
Traditional @ 7.5%
$4,264/mo
You save $1,718/month ($20,613/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240016839SD

Listing From:

Last updated: 2024-11-13T19:08:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,547 /mo
$4,111 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,447 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $184,447!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$565,553
Your Cash$184,447
Total Purchase Price:$750,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,547/mo
Traditional @ 7.5%
$4,264/mo
You save $1,718/month ($20,613/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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