Dan Kaercher

Dan Kaercher

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$755,000

($162,261 down)
FHA

242 Laurie Lane, Santa Paula, CA 93060

4
2
1,260 sqft
PITI Monthly
$5,224.7 /mo

Listing courtesy of: Leanna Georges, Sotheby's International Realty

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,786 /mo
$4,105 /mo

What's Special

REMODELED
SHOPPING
MODERN
PATIO

Welcome to 242 Laurie Lane, a beautifully updated 4-bedroom, 2-bathroom home nestled in a desirable Santa Paula neighborhood. This inviting residence features an open floor plan with modern upgrades throughout. The remodeled kitchen boasts sleek quartz countertops, a stunning dark-colored backsplash, and new pendant lighting, creating a stylish and functional space for cooking and entertaining. A pantry area provides extra storage, ensuring a well-organized kitchen. Porcelain tile flooring flows seamlessly through the main living areas, complemented by recessed lighting and dual-pane windows that enhance natural light and energy efficiency. The newly updated guest bathroom and fresh interior paint throughout add to the home's move-in-ready appeal. Sitting on a large lot, this property offers ample outdoor space, including a backyard with fruit trees and an overhang patio covering--perfect for relaxing or entertaining. RV hook-ups in the front yard and a two-car garage add extra convenience. Located near shopping, parks, and freeway access, this home combines comfort, style, and accessibility. Don't miss your chance to own this beautifully updated Santa Paula gem!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$5,224.7/mo
Estimated Loan Balance
$594,017
Cash to close
$162,261
Interest Paid
$82,738

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Tile, Vinyl

Exterior

Fencing
  • Fencing: Block, ChainLink, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Santa Paula

Financial Details

  • Price per Sqft: $599.21
  • Tax Annual Amount: $9437.5
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $162,261 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $162,261!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$592,739
Your Cash$162,261
Total Purchase Price:$755,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,786/mo
Traditional @ 7.5%
$4,258/mo
You save $472/month ($5,667/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28395

Listing From:

Last updated: 2025-03-19T18:29:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,786 /mo
$4,105 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $162,261 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $162,261!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$592,739
Your Cash$162,261
Total Purchase Price:$755,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,786/mo
Traditional @ 7.5%
$4,258/mo
You save $472/month ($5,667/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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