Dan Kaercher

Dan Kaercher

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Closed

$399,999

($31,881 down)
FHA

2429 Arden Lane, Stockton, CA 95210

3
2
1,040 sqft
PITI Monthly
$3,304.71 /mo

Listing courtesy of: Ma Jobella Cabanting, Kinetic Real Estate

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,473 /mo
$2,536 /mo

What's Special

LOCATION
SHOPPING
MOVE-IN READY
RENOVATED
FIREPLACE
COZY

This 3-bedroom, 2-bathroom home, recently renovated in 2022. This home offers an opportunity for first-time buyers! Boasting a bright, open floor plan with abundant natural light, this move-in ready property features laminated hardwood flooring throughout. The home includes a cozy fireplace, adding a touch of comfort on cooler nights. The custom kitchen showcases stainless-steel appliances, a stylish backsplash, ample storage cabinets, and a center island. Cozy up by the fireplace during winter nights, and enjoy the huge backyard, which has great potential for an ADU. With its prime location near shopping, parks, schools, and transit stations, this home is less than 2 miles from Matt Equinoa Park and Panella Park, just a quick 5-minute drive to Walmart, 12 minutes to Target, and less than half a mile from public transit.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$3,304.71/mo
Estimated Loan Balance
$369,522
Cash to close
$31,881
Interest Paid
$59,731

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Other
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Other
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Stockton

Financial Details

  • Price per Sqft: $384.61
  • Tax Annual Amount: $4999.99
  • On Market Date: 2024-10-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $31,881 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $31,881!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$368,118
Your Cash$31,881
Total Purchase Price:$399,999

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,473/mo
Traditional @ 7.5%
$2,630/mo
You save $158/month ($1,892/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81978485

Listing From:

Last updated: 2025-02-14T23:54:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,473 /mo
$2,536 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $31,881 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $31,881!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$368,118
Your Cash$31,881
Total Purchase Price:$399,999

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,473/mo
Traditional @ 7.5%
$2,630/mo
You save $158/month ($1,892/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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