Dan Kaercher

Dan Kaercher

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$950,000

($424,972 down)
VA

2406 Aperture Cir, San Diego, CA 92108

3
3
1,306 sqft
PITI Monthly
$3,616.45 /mo

Listing courtesy of: Jonathan Mejares, Lacson Pacific Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,384 /mo
$3,904 /mo

What's Special

LOCATION
SERENE
MINUTES AWAY
SHOPPING
ENTERTAINMENT
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
GAME ROOM
CLUBHOUSE

Two-story townhome in CIVITA with open floor plan. The first floor is the living room with a half bath and a spacious kitchen, featuring custom cabinets and plenty of counter space. High ceilings and custom lighting provide a great ambiance. Upstairs are the three bedrooms, two full bathrooms, and laundry room. The master suite has dual vanities, a large shower, and a huge walk-in closet with organizers. This home’s upgrades include tile flooring, faux brick wall, custom kitchen & closet cabinetry, updated countertops & backsplash, high-end stainless steel appliances, custom lighting, vessel bathroom sinks, NEST heating and A/C controls, and an electric car charger. This townhome has many conveniences, including direct access from the two-car garage, nearby guest parking, and a serene location. The neighborhood pool is a short walk away, or if you want more amenities, you can visit the main clubhouse. CIVITA has resort-style amenities, including exercise & lounging pools, cabanas, a community room, a gym, a conference room, a game room, a tech center, and more! CIVITA is located just a few miles from downtown San Diego & the beaches. Everything you could want is just a couple of minutes away, including shopping, entertainment, and restaurants. The CIVITA community is new and has professional landscaping, community parks, and a new elementary school.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$3,616.45/mo
Estimated Loan Balance
$526,171
Cash to close
$424,972
Interest Paid
$66,327

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association, Community, InGround

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: First Service Residential
  • HOA Amenities: Unknown
  • HOA Fee: $230.5
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $727.41
  • Tax Annual Amount: $11875
  • On Market Date: 2025-02-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $424,972 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $424,972!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$525,028
Your Cash$424,972
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,384/mo
Traditional @ 7.5%
$4,049/mo
You save $1,665/month ($19,982/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017941SD

Listing From:

Last updated: 2025-03-07T00:43:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,384 /mo
$3,904 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $424,972 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $424,972!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$525,028
Your Cash$424,972
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,384/mo
Traditional @ 7.5%
$4,049/mo
You save $1,665/month ($19,982/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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