Dan Kaercher

Dan Kaercher

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Pending

$340,000

($144,882 down)
FHA

23890 Guajome Road, Apple Valley, CA 92307

3
1
1,205 sqft
PITI Monthly
$1,586.65 /mo

Listing courtesy of: Lindsay Encinas, Realty ONE Group Empire

Assumed Rate

3.16%
7.15%

Principal & Interest

$929 /mo
$1,459 /mo

What's Special

DESIRED
SPACIOUS
CHARMING
COZY

Welcome to this charming home Nestled in the highly desired Sycamore Rocks area, this well-maintained 3-bedroom, 1-bathroom home offers both comfort and character. Enjoy breathtaking mountain and city light views from the covered front and back porches, perfect for relaxing or entertaining. Inside, you’ll find a cozy and inviting layout, featuring an indoor laundry room and new windows that bring in natural light. The former single-car garage has been thoughtfully converted into a spacious third bedroom, while still providing a small storage area accessible from the driveway. The fully fenced property adds privacy and security, making it ideal for families and pets.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,586.65/mo
Estimated Loan Balance
$195,532
Cash to close
$144,882
Interest Paid
$30,321

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1962
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Mountainous, Rural
HOA
  • Has HOA: No
Location
  • Region: Apple Valley

Financial Details

  • Price per Sqft: $282.16
  • Tax Annual Amount: $4250
  • On Market Date: 2025-02-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $144,882 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $144,882!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$195,118
Your Cash$144,882
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$929/mo
Traditional @ 7.5%
$1,513/mo
You save $584/month ($7,007/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD25024521

Listing From:

Last updated: 2025-03-26T19:17:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$929 /mo
$1,459 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $144,882 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $144,882!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$195,118
Your Cash$144,882
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$929/mo
Traditional @ 7.5%
$1,513/mo
You save $584/month ($7,007/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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