Dan Kaercher

Dan Kaercher

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Closed

$699,000

($12,492 down)
VA

23826 Vista Ramona Rd, Ramona, CA 92065

3
2
1,488 sqft
PITI Monthly
$5,333.19 /mo

Listing courtesy of: Holly Barr, Coldwell Banker Realty

Assumed Rate

6.64%
7.15%

Principal & Interest

$4,439 /mo
$4,675 /mo

What's Special

DINING
SPACIOUS
MODERN
LUXURY
FIREPLACE
PATIO
COMMUNITY POOL
CHARMING
COZY
EFFICIENT
SOLAR PANELS

Welcome to your peaceful retreat in San Diego Country Estates, Ramona. This charming single-story home on nearly half an acre offers space, privacy, and serenity. With 3 bedrooms, 2 bathrooms, and a cozy fireplace, it feels like a warm embrace. Upgraded with energy-efficient HVAC and solar panels (leased), it’s as comfortable as it is eco-friendly. The spacious primary bathroom features a sleek, modern shower, adding a touch of luxury to your routine. The 2-car garage provides ample storage, and the open lot invites endless possibilities—whether it's a garden, play area, or simply enjoying the California sky. Step onto your private back patio, perfect for gatherings or quiet moments. Enjoy alfresco dining with the built-in BBQ and low-maintenance landscaping. From sunrise coffee to weekend barbecues, this outdoor space is made for memories. Become part of a vibrant community with amenities at your fingertips: golf, two pools, tennis, pickleball, parks, and a welcoming country club. This home is more than just a place to live—it’s a lifestyle where tranquility meets community. Don’t miss the chance to make this dream home your reality! Welcome to your own peaceful retreat in the beautiful San Diego Country Estates of Ramona. This charming single-story home sits on nearly half an acre of sun-drenched land, offering space, privacy, and a genuine sense of serenity. With 3 bedrooms, 2 bathrooms, and a cozy fireplace that invites you to unwind, this residence feels like a warm embrace the moment you step inside. Upgraded with an energy-efficient HVAC system and solar panels, it’s as comfortable as it is environmentally conscious. The spacious primary bathroom has been thoughtfully updated with a sleek, modern shower—perfect for starting your day with a touch of luxury. And for those who love to entertain, the expansive 2-car garage provides ample storage for all your hobbies and projects, while the large, open lot offers endless possibilities. Imagine creating your own garden oasis, adding a play area, or simply enjoying the vast open space beneath the California sky. Step out to your private back patio, a perfect haven for gatherings or quiet moments alike. Fire up the built-in BBQ for an evening of alfresco dining with friends, surrounded by low-maintenance landscaping that frees up more of your time to enjoy life’s simple pleasures. From sipping your morning coffee as the sun rises to hosting lively weekend barbecues, this outdoor space is designed for making memories. Living here also means becoming part of a vibrant community with incredible amenities at your fingertips. Enjoy a round of golf, take a dip in one of the two community pools, or challenge friends to a game of tennis or pickleball. With nearby parks and a welcoming country club, every day offers a new opportunity for adventure or relaxation. This home is more than a place to live—it’s a lifestyle. Don’t miss your chance to experience the best of Ramona living, where tranquility meets community, and every day feels like a getaway. Make this dream home your reality.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.64
Remaining Loan Term
28 years, 11 months
Monthly PITI
$5,333.19/mo
Estimated Loan Balance
$687,777
Cash to close
$12,492
Interest Paid
$49,518

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ramona
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: San Diego Country Estates
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $469.76
  • Tax Annual Amount: $8737.5
  • On Market Date: 2024-11-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $12,492 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $12,492!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$686,508
Your Cash$12,492
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$4,439/mo
Traditional @ 7.5%
$4,849/mo
You save $410/month ($4,924/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240026776SD

Listing From:

Last updated: 2025-02-05T01:57:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.64%
7.15%

Principal & Interest

$4,439 /mo
$4,675 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $12,492 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $12,492!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$686,508
Your Cash$12,492
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$4,439/mo
Traditional @ 7.5%
$4,849/mo
You save $410/month ($4,924/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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