Dan Kaercher

Dan Kaercher

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Closed

$888,000

($335,704 down)
VA

23713 Calistoga Pl, Ramona, CA 92065

4
3
2,296 sqft
PITI Monthly
$2,829.26 /mo

Listing courtesy of: Tatiana Novick, Coldwell Banker Realty

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,613 /mo
$3,954 /mo

What's Special

FRESH PAINT
LARGE CENTER ISLAND
SPACIOUS
MODERN
FIREPLACE
MASTER SUITE
DECK
COZY
SOLAR PANELS

This dream home sits on a sprawling 0.91-acre lot, offering the perfect blend of comfort, convenience, and breathtaking views. Discover low-water, low-maintenance living with this stunning single-family residence, complete with an RV and body shop garage—a car collector's dream, with plenty of outdoor space to showcase your collection. As you arrive, you’ll be greeted by a double-door entry that sets the stage for the elegance within. Inside, the home boasts a new modern kitchen with a filtration system, top of the line appliances, large new windows that flood the space with natural light, high ceilings, fresh paint, and new modern flooring. Cozy up by the fireplace in either the living room or the master bedroom. The open-concept kitchen flows seamlessly into the living room and showcases a large center island with a second sink, a breakfast bar, and custom stone and onyx fireplace with quartz countertops—perfect for entertaining. The master suite occupies the entire second floor, offering his-and-hers bathrooms and breathtaking views from every room. Step out onto the top-floor deck, perfect for sunset viewing and stargazing at your personal observatory. Paid off Solar system 8,5KW 26 SOLAR PANELS on a durable tile roof. While the garage is spacious and tall enough for an RV, the driveway also accommodates a boat up to 30 feet in length.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,829.26/mo
Estimated Loan Balance
$554,337
Cash to close
$335,704
Interest Paid
$60,436

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas, Zoned, AtticFan
  • Heating: EnergyStarQualifiedEquipment, Fireplaces, HighEfficiency, Propane, Solar, Zoned
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, PrimaryBedroom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Electric, Partial, StuccoWall
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sd Country Estates
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: SDCE
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $386.76
  • Tax Annual Amount: $11100
  • On Market Date: 2024-12-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $335,704 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $335,704!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$552,296
Your Cash$335,704
Total Purchase Price:$888,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,613/mo
Traditional @ 7.5%
$4,102/mo
You save $1,489/month ($17,867/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240028938SD

Listing From:

Last updated: 2025-02-19T19:11:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,613 /mo
$3,954 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $335,704 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $335,704!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$552,296
Your Cash$335,704
Total Purchase Price:$888,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,613/mo
Traditional @ 7.5%
$4,102/mo
You save $1,489/month ($17,867/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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