Dan Kaercher

Dan Kaercher

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Closed

$1,225,000

($467,912 down)
FHA

2360 Journey Street, Chula Vista, CA 91915

4
3
3,046 sqft
PITI Monthly
$4,120.13 /mo

Listing courtesy of: David Butler, Real Broker

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,329 /mo
$5,479 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
HOME OFFICE
PATIO
BALCONY
LANDSCAPED
CHARMING
COZY
SOLAR PANELS

Welcome to this stunning two-story home in the highly coveted Winding Walk community of Otay Ranch. Spanning 3,046 sq. ft., this spacious residence offers 4 bedrooms and 3 bathrooms, thoughtfully designed for both entertaining and comfortable living. The large family room, situated just off the kitchen, creates a large open space that invites relaxation with its cozy fireplace and creates an ideal space for everyday living. The chef's kitchen is a true highlight, featuring real wood cabinets, granite countertops, stainless steel appliances, a walk-in pantry, and a charming eat-in dining area. The main floor also includes a full bedroom and bathroom, providing a private and comfortable space for guests or extended family members. The home is bright and airy, with an abundance of natural light streaming in through the many large windows. Upstairs, a versatile loft space awaits, ideal for a home office, play area or TV room. The primary suite is a private retreat, complete with two walk-in closets, a soaking tub, separate shower, and dual vanities. Two additional bedrooms share a well-appointed bathroom with dual sink vanities and a tub/shower combo. One of these bedrooms provides access to a private balcony, perfect for enjoying morning coffee or evening relaxation. A laundry room with a sink and abundant storage space completes the upstairs. Step outside to the inviting patio off the dining room, where you can enjoy outdoor dining or simply unwind. The beautifully landscaped backyard features lemon and peach trees, adding a touch of nature to your home. The property also includes a three-car garage featuring premium epoxy flooring and includes a tandem space for additional parking and storage solutions. With owned solar panels, plantation shutters throughout, and new carpet upstairs, this home combines modern efficiency with comfort. This prime location is just minutes from schools, dining, shopping, parks, gyms, and more. Enjoy seamless access to freeways and nearby toll roads.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$4,120.13/mo
Estimated Loan Balance
$760,215
Cash to close
$467,912
Interest Paid
$77,972

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2010
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Foothills, Hiking, Park, StormDrains, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Winding Walk
  • HOA Amenities: Unknown
  • HOA Fee: $118
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $402.17
  • Tax Annual Amount: $
  • On Market Date: 2024-08-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $467,912 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $467,912!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$757,088
Your Cash$467,912
Total Purchase Price:$1,225,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,329/mo
Traditional @ 7.5%
$5,683/mo
You save $2,354/month ($28,251/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2407600

Listing From:

Last updated: 2024-12-05T03:42:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,329 /mo
$5,479 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $467,912 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $467,912!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$757,088
Your Cash$467,912
Total Purchase Price:$1,225,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,329/mo
Traditional @ 7.5%
$5,683/mo
You save $2,354/month ($28,251/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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