Dan Kaercher

Dan Kaercher

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$406,000

($152,239 down)
VA

235 E San Pedro Street, Merced, CA 95341

4
2
1,617 sqft
PITI Monthly
$1,732.32 /mo

Listing courtesy of: Debbie Engel, Keller Williams Property Team

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,153 /mo
$1,843 /mo

What's Special

SHOPPING
GRANITE COUNTERTOPS
LANDSCAPED

This beautiful 4 bedroom, 2 bath home is in a newer neighborhood, close to shopping, schools, parks and freeway access. The kitchen overlooks a good-sized living room, and there is a separate family room for added space. The kitchen features an eating area, granite countertops, breakfast bar, upgraded black stainless-steel appliances, and an abundance of cabinet space. Indoor laundry. The bathrooms have eco-friendly low-flow showerheads and faucets. Outside, the nicely landscaped front and back yards come with automatic irrigation and lots of extra concrete. This home has a water softener system. Great opportunity for an investor or owner occupant. Don't miss out on this one!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.02
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,732.32/mo
Estimated Loan Balance
$254,786
Cash to close
$152,239
Interest Paid
$30,326

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $251.08
  • Tax Annual Amount: $5075
  • On Market Date: 2024-07-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $152,239 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $152,239!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$253,761
Your Cash$152,239
Total Purchase Price:$406,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,153/mo
Traditional @ 7.5%
$1,912/mo
You save $758/month ($9,099/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC24157537

Listing From:

Last updated: 2025-02-19T14:59:01.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,153 /mo
$1,843 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $152,239 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $152,239!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$253,761
Your Cash$152,239
Total Purchase Price:$406,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,153/mo
Traditional @ 7.5%
$1,912/mo
You save $758/month ($9,099/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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