Dan Kaercher

Dan Kaercher

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Pending

$849,990

($1,983 down)
VA

23514 Barona Mesa Road, Ramona, CA 92065

4
3
2,288 sqft
PITI Monthly
$6,994.87 /mo

Listing courtesy of: Blake Cory, eXp Realty of California, Inc.

Assumed Rate

7.24%
7.15%

Principal & Interest

$5,841 /mo
$5,788 /mo

What's Special

ENTERTAINMENT
SPACIOUS
MASTER SUITE
COZY

San Diego Country Estates community of Ramona This stunning home with RV parking is a true gem, offering a lifestyle of comfort, elegance, and entertainment. As you step inside, you'll be greeted by the grandeur of the round entryway with its high ceilings, creating a sense of spaciousness and sophistication. Just off the entryway, you'll find a convenient half bath, perfect for guests. Continuing on, you'll immediately notice the exquisite fully updated kitchen, a chef's dream come true. The kitchen seamlessly opens up to the spacious living room, featuring built-in cabinets, perfect for displaying precious mementos or hosting gatherings and steps away is the cozy family room adding that extra space for the making of memories with loved ones. The large master suite offers a wonderful en-suite bathroom as well as the Jack and Jill bathroom accommodating two additional bedrooms. The backyard, it's a paradise for outdoor enthusiasts! BBQ area, lush turf, stamped concrete, and swaying palm trees set the scene. With RV parking and a 3-car garage, there's plenty of room for all your vehicles and toys. The community amenities make this the perfect place to call home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.24
Remaining Loan Term
28 years, 9 months
Monthly PITI
$6,994.87/mo
Estimated Loan Balance
$850,154
Cash to close
$1,983
Interest Paid
$77,126

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: San Diego Country Estates Association
  • HOA Amenities: Unknown
  • HOA Fee: $175
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $371.5
  • Tax Annual Amount: $10624.9
  • On Market Date: 2025-01-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,983 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $1,983!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.24% Sellers Rate
$848,007
Your Cash$1,983
Total Purchase Price:$849,990

Assumed vs Traditional Mortgage

Assumed @ 7.24%
$5,841/mo
Traditional @ 7.5%
$6,004/mo
You save $164/month ($1,963/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25011978

Listing From:

Last updated: 2025-03-28T16:22:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.24%
7.15%

Principal & Interest

$5,841 /mo
$5,788 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,983 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $1,983!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.24% Sellers Rate
$848,007
Your Cash$1,983
Total Purchase Price:$849,990

Assumed vs Traditional Mortgage

Assumed @ 7.24%
$5,841/mo
Traditional @ 7.5%
$6,004/mo
You save $164/month ($1,963/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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