Dan Kaercher

Dan Kaercher

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Closed

$799,000

($149,498 down)
VA

23437 Everett Pl, Ramona, CA 92065

3
2
2,119 sqft
PITI Monthly
$3,059.83 /mo

Listing courtesy of: Tina Wright, HomeSmart Realty West

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,843 /mo
$4,692 /mo

What's Special

REMODELED
SERENE
MOVE-IN READY
LUXURY
STAINLESS STEEL APPLIANCES
PATIO
PRIVATE BACKYARD
MATURE TREES
LANDSCAPED
EFFICIENT

Beautiful energy efficient home located on the west end of San Diego Country Estates. Owned solar, zero electric bill. Fully remodeled kitchen; custom cabinets by a local Ramona craftsman, stainless steel appliances, a 6-burner Z-Line gas stove and hood, GE double propane oven, Maytag dishwasher, Samsung refrigerator, new garbage disposal. Quartzite countertops, island with bar seating, under cabinet lighting, premium tile backsplash, recessed lighting make it ideal for cooking and entertaining. Improvements: Throughout the home, Corelux vinyl plank flooring and new tile has been installed, new baseboards. Popcorn ceilings have been removed, enhancing the overall look. Office & Bedrooms:The office features dual French doors with glass sidelights for added light. One bedroom includes a custom barn door with industrial hardware and mirrored glass design. Master Bathroom: The master bath boasts a custom tile shower with dual shower heads, new tile flooring, vanity, and toilet. Mudroom & Laundry: The furnace and A/C have been relocated to the attic, creating space for a mudroom. Separate laundry room with new LG appliances, tile flooring. 3-car garage offers built-in shelving, a utility sink, and installed lighting, and epoxy floors. Lennox Elite XP20 HVAC system (SEER 20) and a GE GeoSpring 50-gallon hybrid water heater. A 6.08 kW solar system with 19 LG panels significantly reduces energy costs. Roof & Windows: An Owens Corning Energy Star-rated roof with a lifetime warranty, soundproof windows, and new gutters enhance comfort and savings. Exterior & Yard: Freshly painted in 2023, the partially landscaped front yard and private backyard feature a covered patio, mature trees, and a serene pond. Move-in ready, this home combines luxury finishes with energy efficiency!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
26 years, 7 months
Monthly PITI
$3,059.83/mo
Estimated Loan Balance
$653,515
Cash to close
$149,498
Interest Paid
$63,323

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, Propane
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: ChainLink, Partial, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ramona
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: SDCEA
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $377.06
  • Tax Annual Amount: $
  • On Market Date: 2024-09-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $149,498 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $149,498!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$649,502
Your Cash$149,498
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,843/mo
Traditional @ 7.5%
$4,867/mo
You save $2,023/month ($24,280/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240022536SD

Listing From:

Last updated: 2025-01-14T01:08:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,843 /mo
$4,692 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $149,498 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $149,498!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$649,502
Your Cash$149,498
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,843/mo
Traditional @ 7.5%
$4,867/mo
You save $2,023/month ($24,280/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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