Dan Kaercher

Dan Kaercher

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Closed

$770,000

($32,621 down)
VA

2334 Debco Drive, Lemon Grove, CA 91945

3
2
1,300 sqft
PITI Monthly
$4,897.1 /mo

Listing courtesy of: Rene McGonigle, Real Broker

Assumed Rate

4.48%
7.15%

Principal & Interest

$3,878 /mo
$5,182 /mo

What's Special

MODERN
PATIO
SOLAR PANELS

Nestled in a peaceful and private setting, this beautifully upgraded single-story ranch-style home combines timeless charm with modern convenience, offering an inviting open floorplan perfect for today’s lifestyle. A bonus room extends to a coved patio, leading to a gazebo and a lush backyard with fruit-bearing Blood Tangerine and Orange trees. Upgraded for modern convenience, the property features solar panels, a Tesla Level 2 car charger, and an upgraded 200-amp electrical main panel. The enclosed patio offers potential for an ADU, providing extra flexibility for your living space. Located in a desirable neighborhood, this home is close to top local schools, including Mt. Vernon Elementary, Monterey Heights Elementary, Lemon Grove Academy Middle School, Mt. Miguel High School, and the Senior Center. With both charm and contemporary features, this Lemon Grove gem is ready to welcome its next owners. VA assumable loan.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,897.1/mo
Estimated Loan Balance
$740,730
Cash to close
$32,621
Interest Paid
$95,179

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan, WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, StreetLights, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: Lemon Grove

Financial Details

  • Price per Sqft: $592.31
  • Tax Annual Amount: $9625
  • On Market Date: 2024-10-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $32,621 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $32,621!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$737,379
Your Cash$32,621
Total Purchase Price:$770,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$3,878/mo
Traditional @ 7.5%
$5,375/mo
You save $1,497/month ($17,962/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2408822

Listing From:

Last updated: 2025-03-01T00:38:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$3,878 /mo
$5,182 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $32,621 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $32,621!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$737,379
Your Cash$32,621
Total Purchase Price:$770,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$3,878/mo
Traditional @ 7.5%
$5,375/mo
You save $1,497/month ($17,962/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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