Dan Kaercher

Dan Kaercher

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Closed

$649,999

($363,123 down)
FHA

232 Pacific Dunes Way, Guadalupe, CA 93434

4
2
1,628 sqft
PITI Monthly
$2,734.24 /mo

Listing courtesy of: Yolanda Perez, Empire Real Estate Group

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,651 /mo
$2,288 /mo

What's Special

LOCATION
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
MOUNTAIN VIEWS

Looking to get out of the hustle and bustle just right out of town? Come by this Point Sal Dunes neighborhood just off scenic Highway 1. Located in Guadalupe where the town is known for its small-town big heart, this little community is the ideal location to make home. This 4-bedroom 2 bath sits on a large 8,500 sq ft lot. Plenty of opportunity to extend or build that Granny/ADU or just enjoy the space. Home has tile flooring throughout, high ceilings, gas fireplace in living room, lots of windows offering great interior lighting, plenty of cabinets for storage. All bedrooms are spacious, on the north wing of the home you will find a private master bedroom with generous sized walk-in closet, slider door to rear yard with master bathroom with separate soaking tub and dual vanity. This wing also has garage access with inside laundry room. Floorplan is open spacious with an inviting rear yard off the dining area. Property shows well-manicured ideal for those looking for a larger lot. Property can allow for RV parking potential. Ideal family home or 2nd home for those looking for that little beach/dunes community. Surrounded by panoramic views of agricultural & mountain views.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
22 years, 0 months
Monthly PITI
$2,734.24/mo
Estimated Loan Balance
$503,771
Cash to close
$363,123
Interest Paid
$104,618

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Concrete, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Concrete, Tile
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Guadalupe/Casmalia(850)
  • Features: Curbs, Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Guadalupe

Financial Details

  • Price per Sqft: $399.26
  • Tax Annual Amount: $8124.99
  • On Market Date: 2024-12-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $363,123 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $363,123!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$286,876
Your Cash:$363,123
Total Purchase Price:$649,999

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,651/mo
Traditional @ 7.5%
$2,373/mo
You save $723/month ($8,671/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI24249703

Listing From:

Last updated: 2025-01-14T01:15:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,651 /mo
$2,288 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $363,123 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $363,123!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$286,876
Your Cash:$363,123
Total Purchase Price:$649,999

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,651/mo
Traditional @ 7.5%
$2,373/mo
You save $723/month ($8,671/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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