Dan Kaercher

Dan Kaercher

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Closed

$585,000

($547,416 down)
FHA

23102 Canyon Lake Drive S, Canyon Lake, CA 92587

3
2
1,572 sqft
PITI Monthly
$1,125.2 /mo

Listing courtesy of: Johncee Cochran, Sundance Realty

Assumed Rate

6.72%
7.15%

Principal & Interest

$864 /mo
$902 /mo

What's Special

SHOPPING
DINING
WALK-IN CLOSET
PATIO
COMMUNITY POOL
LAKE VIEWS

BACK ON THE MARKET. This terrific lake community, single story home has an open floor plan with large entry/porch and glass double doors. There is Crown Moulding throughout and tall baseboards. The Master Bedroom has a walk-in closet with custom shelving, and a third bedroom/office has a built-in corner desk. The Kitchen offers a walk-in pantry with shelving and a breakfast bar. The large back yard is fully fenced and has room for a pool. A covered patio makes it perfect for entertaining. The home was re-roofed in 2023 complete with radiant barrier plywood for superior insulation and a whole house fan. This home has plenty of space for RV and boat parking. Canyon Lake is a gate-guarded community which offers many amenities including a main lake for boating, water skiing, wakeboarding, fishing, paddle boarding and swimming as well as separate lake areas for ski jumping and slalom. The amenities also include an 18 hole golf course, community pool, lighted tennis and pickle ball courts, a full service restaurant and bar with amazing lake views, numerous beaches and parks, an equestrian center, and water front camping at the newly updated, family and pet friendly campground. Canyon lake has low taxes and no Mello Roos and is located close to great schools, shopping and dining. This home is a must see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.72
Remaining Loan Term
3 years, 7 months
Monthly PITI
$1,125.2/mo
Estimated Loan Balance
$88,879
Cash to close
$547,416
Interest Paid
$173,180

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric, HeatPump, WholeHouseFan
  • Heating: Electric, ForcedAir
Features
  • Materials: Drywall, RadiantBarrier, Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Drywall, RadiantBarrier, Stucco, WoodSiding
  • Roof: Tile
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Foothills, Golf, Gutters, Stables, Lake, Park, StormDrains, WaterSports, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Canyon Lake POA
  • HOA Amenities: Unknown
  • HOA Fee: $335
  • HOA Frequency: $Monthly
Location
  • Region: Canyon Lake

Financial Details

  • Price per Sqft: $372.14
  • Tax Annual Amount: $
  • On Market Date: 2024-05-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $547,416 (94%)
You can enter any amount below - secondary financing will cover the difference if needed.
94%
$

You cover the entire equity of $547,416!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.72% Sellers Rate
$37,584
Your Cash:$547,416
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 6.72%
$864/mo
Traditional @ 7.5%
$936/mo
You save $72/month ($865/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24102156

Listing From:

Last updated: 2024-11-28T16:07:27.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.72%
7.15%

Principal & Interest

$864 /mo
$902 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $547,416 (94%)
You can enter any amount below - secondary financing will cover the difference if needed.
94%
$

You cover the entire equity of $547,416!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.72% Sellers Rate
$37,584
Your Cash:$547,416
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 6.72%
$864/mo
Traditional @ 7.5%
$936/mo
You save $72/month ($865/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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