Dan Kaercher

Dan Kaercher

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Pending

$300,000

($230,582 down)
VA

2305 Cantalier St, Sacramento, CA 95815

2
2
1,504 sqft
PITI Monthly
$1,025.36 /mo

Listing courtesy of: Jennifer Angel, eXp Realty of California

Assumed Rate

5.75%
7.15%

Principal & Interest

$875 /mo
$1,013 /mo

What's Special

INVESTORS
SPACIOUS
HISTORIC

Welcome to an incredible opportunity nestled in the vibrant and historic Old Sacramento neighborhood! This 2-bedroom, 1.5-bathroom main home, paired with a 1-bedroom, 1-bathroom in-law unit, offers endless potential for first-time homebuyers, savvy investors, or anyone looking to create their dream space. The main house features 2 spacious bedrooms with natural light, open living area, and a functional kitchen awaiting your vision. The in-law unit offers a full kitchen for independent living and separate electric and water meters for easy utility management. This property is ready for your creativity and finishing touches. Live in one unit and rent the other, or maximize your investment by leasing both units separately!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.75
Remaining Loan Term
8 years, 1 months
Monthly PITI
$1,025.36/mo
Estimated Loan Balance
$72,621
Cash to close
$230,582
Interest Paid
$148,002

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Bungalow
Materials
  • WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $199.47
  • Tax Annual Amount: $3750
  • On Market Date: 2025-01-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $230,582 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $230,582!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.75% Sellers Rate
$69,418
Your Cash:$230,582
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 5.75%
$875/mo
Traditional @ 7.5%
$1,051/mo
You save $176/month ($2,106/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41081873

Listing From:

Last updated: 2025-01-18T00:15:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.75%
7.15%

Principal & Interest

$875 /mo
$1,013 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $230,582 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $230,582!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.75% Sellers Rate
$69,418
Your Cash:$230,582
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 5.75%
$875/mo
Traditional @ 7.5%
$1,051/mo
You save $176/month ($2,106/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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