Dan Kaercher

Dan Kaercher

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Pending

$399,000

($5,666 down)
FHA

2302 Baily Ray Avenue, Imperial, CA 92251

4
3
1,867 sqft
PITI Monthly
$3,096.07 /mo

Listing courtesy of: Rosa Ortiz, Coldwell Banker West

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,664 /mo
$2,686 /mo

What's Special

SHOPPING
ENTERTAINMENT
FENCED YARD

Come! Look at your dream home in Imperial, CA. Nestled near great schools and shopping. This amazing residence features 4 bedrooms, 3 bathrooms, a den that could become a 5th bedroom, a 2-car garage, and an open floor plan. ALL APPLIANCES INCLUDED. INCLUDING WASHER AND DRYER! One bedroom/bathroom is on the main level and in-home laundry is located on the upper level. Ceiling fans throughout to help A/C better production. The home has recently been painted with neutral colors and new vinyl flooring throughout. Outside, a large concrete and fenced yard awaits, providing ample space for outdoor activities, and entertainment. Make this your forever home and start creating cherished memories today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$3,096.07/mo
Estimated Loan Balance
$394,363
Cash to close
$5,666
Interest Paid
$41,873

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: GoodCondition
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Imperial

Financial Details

  • Price per Sqft: $213.71
  • Tax Annual Amount: $
  • On Market Date: 2023-07-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $5,666 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$

You cover the entire equity of $5,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$393,334
Your Cash$5,666
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,664/mo
Traditional @ 7.5%
$2,687/mo
You save $22/month ($266/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2303463

Listing From:

Last updated: 2024-09-30T18:56:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,664 /mo
$2,686 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $5,666 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$

You cover the entire equity of $5,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$393,334
Your Cash$5,666
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,664/mo
Traditional @ 7.5%
$2,687/mo
You save $22/month ($266/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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