Dan Kaercher

Dan Kaercher

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$1,350,000

($860,752 down)
VA

23003 Arjo Lane, Ramona, CA 92065

3
2
1,872 sqft
PITI Monthly
$3,892.78 /mo

Listing courtesy of: Jan Ryan, ReMax Direct

Assumed Rate

2.84%
7.15%

Principal & Interest

$2,187 /mo
$3,576 /mo

What's Special

REMODELED
LUXURY
FIREPLACE

It's not just a home it's a lifestyle. This strikingly remodeled ranch style home is on OVER 4 ACRES and is adjacent to THOUSANDS OF ACRES OF CLEVELAND NATIONAL FOREST. Enjoy the privacy, nature and endless trails to ride your horse or hike to a WATERFALL from your backyard. 2 car attached garage plus 24x36 HEATED SHOP w/100 amp service and sauna. Hook ups to add a TINY HOUSE or RV. Paid for SOLAR + back up GENERATOR have supplied 100% of the utilities. Stunning home features 100% waterproof luxury vinyl and slate style tile flooring, barn door detail, authentic masonry used brick fireplace. Furit tree orchard with orange, lemon, lime, peach, pear, plum, apple and pomegranate all on drip. Reroofed appx 4 years ago. Rhino 450 and John Deere 160 lawnmover/tractor included

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$3,892.78/mo
Estimated Loan Balance
$601,855
Cash to close
$860,752
Interest Paid
$50,658

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 5
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: HorseTrails, Mountainous, NearNationalForest, PreservePublicLand, Park
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $721.15
  • Tax Annual Amount: $16875
  • On Market Date: 2025-03-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $860,752 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $860,752!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$489,248
Your Cash:$860,752
Total Purchase Price:$1,350,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$2,187/mo
Traditional @ 7.5%
$3,709/mo
You save $1,522/month ($18,268/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502756

Listing From:

Last updated: 2025-03-23T16:03:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$2,187 /mo
$3,576 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $860,752 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $860,752!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$489,248
Your Cash:$860,752
Total Purchase Price:$1,350,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$2,187/mo
Traditional @ 7.5%
$3,709/mo
You save $1,522/month ($18,268/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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