Dan Kaercher

Dan Kaercher

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$2,149,900

($1,247,840 down)
VA

22 Waltham Road, Ladera Ranch, CA 92694

3
4
2,751 sqft
PITI Monthly
$7,151.78 /mo

Listing courtesy of: Tim Wolter, HomeSmart, Evergreen Realty

Assumed Rate

3.64%
7.15%

Principal & Interest

$4,612 /mo
$6,818 /mo

What's Special

SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
SOAKING TUB
PATIO
CLUBHOUSE
TENNIS COURTS

Offering the preferred style and ease of living that accompanies a large SINGLE-STORY Floor plan this highly upgraded Ladera Ranch home is ready to enrich your lifestyle. Set within the exclusive Amarante neighborhood in guard-gated Covenant Hills, the luxurious residence impresses at first sight with handsome Spanish architecture, picture-perfect landscaping and custom hardscaping. A towering entry proudly introduces an open and bright living environment that includes three ensuite bedrooms and three- and one-half baths in approximately 2,750 square feet. Formal living and dining rooms open via glass doors to a courtyard with two custom fountains, creating a private place for elegant entertaining. The family room also opens to the courtyard and displays a fireplace with custom mantle. The kitchen is breathtaking, complete with an island with bar seating, quartz countertops, a custom tile backsplash, white cabinetry, deluxe stainless steel appliances, and a fabulous breakfast room with glass accordion doors sliding away to the backyard. A rotunda vestibule leads to a primary suite that hosts backyard access, a paneled accent wall, tray ceiling, leaded-glass windows over a soaking tub, separate vanities and a spacious shower. One secondary bedroom showcases a large arched window, and further embellishments throughout the home include hardwood flooring, crown molding, built-ins, custom closets and an attached two-car garage. Make a splash in the backyard, where a resort pool with rockscape water slide features a raised spa, and a built-in BBQ and large patios with turf-inlaid concrete enhance entertaining. Enjoy access to Covenant Hills’ opulent clubhouse, pool and tennis courts as well as Ladera Ranch’s numerous other pools, club houses and parks. Oso Grande Elementary School, aquatic and skate parks are a short stroll away and shopping centers and trails are close to home. Founders Park is home to a weekly farmers market, Ladera Ranch’s annual Spring Festival, and Fourth of July fireworks.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.64
Remaining Loan Term
24 years, 9 months
Monthly PITI
$7,151.78/mo
Estimated Loan Balance
$1,030,700
Cash to close
$1,247,840
Interest Paid
$183,139

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Amarante (AMRN)
  • Features: Biking, Curbs, Gutters, Hiking, Park, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: LARMAC
  • HOA Amenities: Unknown
  • HOA Fee: $638
  • HOA Frequency: $Monthly
Location
  • Region: Ladera Ranch

Financial Details

  • Price per Sqft: $781.5
  • Tax Annual Amount: $26873.8
  • On Market Date: 2025-03-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,247,840 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $1,247,840!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.64% Sellers Rate
$902,060
Your Cash:$1,247,840
Total Purchase Price:$2,149,900

Assumed vs Traditional Mortgage

Assumed @ 3.64%
$4,612/mo
Traditional @ 7.5%
$7,072/mo
You save $2,460/month ($29,520/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25069620

Listing From:

Last updated: 2025-04-03T13:58:01.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.64%
7.15%

Principal & Interest

$4,612 /mo
$6,818 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,247,840 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $1,247,840!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.64% Sellers Rate
$902,060
Your Cash:$1,247,840
Total Purchase Price:$2,149,900

Assumed vs Traditional Mortgage

Assumed @ 3.64%
$4,612/mo
Traditional @ 7.5%
$7,072/mo
You save $2,460/month ($29,520/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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