Dan Kaercher

Dan Kaercher

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Closed

$297,000

($83,849 down)
VA

22 Oak Park Way, Oroville, CA 95966

3
2
1,303 sqft
PITI Monthly
$1,712.91 /mo

Listing courtesy of: Amy Campbell, Keller Williams Realty Chico Area

Assumed Rate

4.63%
7.15%

Principal & Interest

$1,225 /mo
$1,608 /mo

What's Special

LOCATION
FRESH PAINT
MINUTES AWAY
SHOPPING
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
CHARMING

This charming home is perfectly situated for those who love outdoor adventures, with Lake Oroville, Table Mountain, and endless hiking and exploring opportunities just minutes away—ideal for spring and summer activities! Sitting atop a gentle hill, it offers lovely views of Table Mountain and is conveniently close to schools, shopping, restaurants, and town amenities. Inside, the home is warm and inviting, featuring fresh paint, vaulted wood-beamed ceilings, a stunning fireplace, and an abundance of natural light. The spacious kitchen is equipped with sleek black granite countertops, a breakfast bar, stainless steel appliances, and a large pantry with a sliding barn door that also houses the washer and dryer hookups. All the bedrooms have laminate flooring, and the primary suite boasts an updated en-suite bathroom with a beautifully tiled shower. Outside, the home offers two driveways—one with RV parking—plus a generous backyard ready for gardening or play. A large storage area or workshop with double-door entry adds even more versatility. With a newer roof, HVAC, furnace, on-demand water heater, and dual-pane windows, this home is move-in ready and waiting for you to enjoy all that this incredible location has to offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.63
Remaining Loan Term
23 years, 7 months
Monthly PITI
$1,712.91/mo
Estimated Loan Balance
$273,951
Cash to close
$83,849
Interest Paid
$66,924

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, Fishing
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $227.94
  • Tax Annual Amount: $3712.5
  • On Market Date: 2024-09-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $83,849 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $83,849!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.63% Sellers Rate
$213,151
Your Cash$83,849
Total Purchase Price:$297,000

Assumed vs Traditional Mortgage

Assumed @ 4.63%
$1,225/mo
Traditional @ 7.5%
$1,668/mo
You save $443/month ($5,319/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24192023

Listing From:

Last updated: 2025-03-13T12:47:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.63%
7.15%

Principal & Interest

$1,225 /mo
$1,608 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,849 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $83,849!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.63% Sellers Rate
$213,151
Your Cash$83,849
Total Purchase Price:$297,000

Assumed vs Traditional Mortgage

Assumed @ 4.63%
$1,225/mo
Traditional @ 7.5%
$1,668/mo
You save $443/month ($5,319/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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