Dan Kaercher

Dan Kaercher

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Pending

$555,000

($124,758 down)
FHA

22681 Oakgrove UNIT 226, Aliso Viejo, CA 92656

1
1
792 sqft
PITI Monthly
$3,777.26 /mo

Listing courtesy of: Joseph Murnik, Compass

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,720 /mo
$2,978 /mo

What's Special

SHOPPING
DINING
MODERN
DOUBLE VANITY
CLUBHOUSE
FITNESS CENTER
PET-FRIENDLY
CHARMING
TURNKEY

Welcome to this beautifully upgraded one-bedroom, one-bathroom condo in the highly sought-after Canyon Point community of Aliso Viejo. Designed with modern elegance, this home showcases laminate wood flooring, a sleek double vanity sink with side storage cabinets in the bathroom, custom accent wall moldings in the living area, hallway, bathroom, and charming wood ceiling beams in the dining area and bedroom. Additional built-in storage in the bedroom enhances functionality, while the freshly repainted interior and a new water heater ensure move-in-ready convenience. The kitchen and bathroom cabinets have also been refreshed for a contemporary, polished look. Enjoy resort-style amenities, including a pool, spa, fitness center, clubhouse, and night patrol security. This condo includes one assigned parking space with ample guest parking in a pet-friendly community. Perfectly situated near shopping, dining, top-rated schools, and easy freeway access, this turnkey home is a fantastic opportunity. Don’t miss out—schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$3,777.26/mo
Estimated Loan Balance
$431,179
Cash to close
$124,758
Interest Paid
$56,908

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, LivingRoom
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Canyon Pointe
  • HOA Amenities: Unknown
  • HOA Fee: $430
  • HOA Frequency: $Monthly
Location
  • Region: Aliso Viejo

Financial Details

  • Price per Sqft: $700.76
  • Tax Annual Amount: $6937.5
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,758 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $124,758!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$430,242
Your Cash$124,758
Total Purchase Price:$555,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,720/mo
Traditional @ 7.5%
$3,089/mo
You save $368/month ($4,421/year)

*Secondary financing rates are an estimated value based on input

MLS ID: DW25039764

Listing From:

Last updated: 2025-04-04T17:39:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,720 /mo
$2,978 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,758 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $124,758!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$430,242
Your Cash$124,758
Total Purchase Price:$555,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,720/mo
Traditional @ 7.5%
$3,089/mo
You save $368/month ($4,421/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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