Dan Kaercher

Dan Kaercher

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Closed

$525,000

($192,839 down)
FHA

2244 Naples Avenue, Cologne, MN 55322

4
4
3,221 sqft
PITI Monthly
$2,738.85 /mo

Listing courtesy of: , Real Broker, LLC

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,787 /mo
$2,507 /mo

What's Special

LOCATION
WET BAR
CHARMING

Welcome to 2244 Naples Avenue, your dream home in Cologne, MN! This 4-bedroom, 3.5-bathroom stunner spans 3,221 sq. ft., offering ample space, style, and light throughout. The heart of the home is the upgraded kitchen, featuring an extended island with gleaming quartz countertops, premium appliances, and plenty of storage and room for gatherings. The main level sunroom has a vaulted ceiling and is bathed in natural light, it is perfect for relaxing with your favorite book or morning coffee. Upstairs, you’ll find a versatile loft space, laundry, and 3 well sized bedrooms. The lower level family room offers a surround sound movie area and a wet bar for entertaining and relaxing along with a 4th bedroom. With a 3-car garage and a great location this home is practical and beautiful. Enjoy proximity to charming restaurants and cafes, making your weekends extra special. Don’t miss out—schedule your tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$2,738.85/mo
Estimated Loan Balance
$336,077
Cash to close
$192,839
Interest Paid
$82,320

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Fiber Cement, Shake Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Fiber Cement, Shake Siding, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Village At Cologne North
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Associa
  • HOA Amenities: Unknown
  • HOA Fee: $48
  • HOA Frequency: $Monthly
Location
  • Region: Cologne

Financial Details

  • Price per Sqft: $162.99
  • Tax Annual Amount: $6268
  • On Market Date: 2024-12-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $192,839 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $192,839!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$332,161
Your Cash$192,839
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,787/mo
Traditional @ 7.5%
$2,600/mo
You save $813/month ($9,759/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6635737

Listing From: northstar

Last updated: 2025-01-02T14:48:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,787 /mo
$2,507 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $192,839 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $192,839!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$332,161
Your Cash$192,839
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,787/mo
Traditional @ 7.5%
$2,600/mo
You save $813/month ($9,759/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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