Dan Kaercher

Dan Kaercher

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Under Contract

$775,000

($513,006 down)
FHA

2218 W Prospect Road, Fort Collins, CO 80526

4
2
2,212 sqft
PITI Monthly
$2,169.68 /mo

Listing courtesy of: The Mullenberg Team, eXp Realty - Northern CO

Assumed Rate

3.46%
7.15%

Principal & Interest

$1,426 /mo
$2,156 /mo

What's Special

LOCATION
DESIRED
DINING
SPACIOUS
HARDWOOD FLOORS
FIREPLACE
COZY
NO HOA

OPEN HOUSE: 3/09 SUNDAY (11AM-1PM)! Almost an acre in the heart of Fort Collins & No HOA! RARE FIND property with plenty of elbow room for gardens, chickens, animals, you name it! IDEAL FoCo location just 5 minutes to Old Town Fort Collins, a half-block to Bauder Elementary, and right across the street from Red Fox Meadows Natural Area. It's hard to find this peaceful country living so close to Old Town! On just shy of 1-acre, you'll have plenty of room to plant flower/veggie gardens (including the huge greenhouse on site), raise all your animals (chicken coop included), and let the whole gang run and play to their heart's content. A Huge BONUS is that this property is served by a strong flowing well (15 gallons per minute), which means unlimited watering and no water bill! The home is a classic mid-century gem, built to withstand the test of time. Main floor includes a spacious living room with lots of natural light and amazing VIEWS of Horsetooth Rock out the picture window! You'll love the farmhouse style kitchen and dining room. Enjoy relaxing evenings on the covered screened-in porch surrounded by greenery, truly an oasis. Three bedrooms & full bathroom upstairs with beautiful original hardwood floors. Lower level includes a large family/rec room, cozy fireplace, 4th bedroom and 2nd bath. Plenty of garage space with the oversized attached garage PLUS the detached garage/shop ready for your workshop projects. Additional alpaca house and/or dog run and multiple garden buildings included! Two separate circular driveways make trailer access and parking a breeze. FUN FACT: This property has for years been a productive farm-stand business (see front driveway area), buyers could continue serving the 1,000+ loyal customers next season if desired! Have you been dreaming of the hobby farm lifestyle??? How about running your in-home business with multiple outbuildings & tons of room for trailer parking? Come see this in person and start making your dreams a reality.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.46
Remaining Loan Term
21 years, 7 months
Monthly PITI
$2,169.68/mo
Estimated Loan Balance
$263,995
Cash to close
$513,006
Interest Paid
$84,833

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Baseboard, Hot Water
Features
  • Materials: Brick, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Membrane
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Rustic Contemporary
Materials
  • Brick, Wood Frame
  • Roof: Membrane
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: FtCo
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $350.36
  • Tax Annual Amount: $3609
  • On Market Date: 2024-12-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $513,006 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $513,006!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$261,994
Your Cash:$513,006
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$1,426/mo
Traditional @ 7.5%
$2,236/mo
You save $810/month ($9,720/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1023754

Listing From: recolorado

Last updated: 2025-03-26T10:42:29.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.46%
7.15%

Principal & Interest

$1,426 /mo
$2,156 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $513,006 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $513,006!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$261,994
Your Cash:$513,006
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$1,426/mo
Traditional @ 7.5%
$2,236/mo
You save $810/month ($9,720/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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