Dan Kaercher

Dan Kaercher

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Closed

$340,000

($228,507 down)
FHA

2212 Caroline Lane, South Saint Paul, MN 55075

4
2
1,518 sqft
PITI Monthly
$1,399.27 /mo

Listing courtesy of: , Keller Williams Select Realty

Assumed Rate

4.23%
7.15%

Principal & Interest

$789 /mo
$1,086 /mo

What's Special

REMODELED
FRESH PAINT
DINING
FIREPLACE
DECK
PATIO

In 2017 the seller began a remodel on your new home including the mechanicals. New roof in ‘22, vinyl windows in ‘18, furnace and AC in ‘17, composite deck and 10x14 storage shed. Inside you’ll find fresh paint, new flooring on the main level and garage level, refinished hardwoods in the upper bedrooms, new lighting, tile in bathrooms, new vanities, new interior six panel doors, remodeled kitchen, all since 2017. Main level offers a wood burning fireplace and sun room adjacent the large kitchen/dining with built-in pantry cabinets. Walk out to the compost deck and patio overlooking a large back yard for entertaining. The upper level has two generous size bedrooms, the primary bedroom has two closets with built in. Garage level has a 3rd bedroom and 1/2 bath and the basement has a 4th bedroom or flex room. Insulation added in the attic, no stone unturned with this seller. Call for a private showing.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.23
Remaining Loan Term
15 years, 9 months
Monthly PITI
$1,399.27/mo
Estimated Loan Balance
$173,561
Cash to close
$228,507
Interest Paid
$82,852

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Age 8 Years or Less, Architecural Shingle, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding, Vinyl Siding
  • Roof: Age 8 Years or Less, Architecural Shingle, Pitched
Condition
  • Year Built: 1951
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kassan Rearrangement
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: South Saint Paul

Financial Details

  • Price per Sqft: $223.98
  • Tax Annual Amount: $4160
  • On Market Date: 2024-07-26T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $228,507 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $228,507!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.23% Sellers Rate
$111,493
Your Cash:$228,507
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 4.23%
$789/mo
Traditional @ 7.5%
$1,126/mo
You save $337/month ($4,047/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6576198

Listing From: northstar

Last updated: 2024-09-06T22:27:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.23%
7.15%

Principal & Interest

$789 /mo
$1,086 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $228,507 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $228,507!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.23% Sellers Rate
$111,493
Your Cash:$228,507
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 4.23%
$789/mo
Traditional @ 7.5%
$1,126/mo
You save $337/month ($4,047/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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