Dan Kaercher

Dan Kaercher

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Closed

$267,000

($76,099 down)
FHA

220 E 3rd Street, Ault, CO 80610

1
1
606 sqft
PITI Monthly
$1,211.08 /mo

Listing courtesy of: Schwartz and Associates, Coldwell Banker Realty-Grant

Assumed Rate

3.1%
7.15%

Principal & Interest

$864 /mo
$1,366 /mo

What's Special

REMODELED
FRESH PAINT
SPACIOUS
MOVE-IN READY
MODERN
RENOVATED
STAINLESS STEEL APPLIANCES
CHARMING

*Seller is providing concessions for rate buy down! Welcome to this beautifully remodeled home at 220 E 3rd St in the heart of Ault! Completely transformed since its last sale, this charming residence offers modern upgrades while maintaining its original character. Step inside to discover a bright, open floor plan featuring brand-new flooring, fresh paint, and updated windows. The kitchen boasts sleek countertops, new cabinetry, and stainless steel appliances, perfect for entertaining or family meals. The bathrooms have been fully renovated with contemporary fixtures and finishes. Outside, the spacious yard offers ample room for outdoor activities, gardening, or relaxation. There is also exterior camper hookups and an owned Blink security system that will stay with the home. Located in a friendly community, this home is just a short walk from local parks, schools, and amenities. Move-in ready and waiting for you to make it your own! Don't miss this opportunity to own a like-new home in a charming small town!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,211.08/mo
Estimated Loan Balance
$192,740
Cash to close
$76,099
Interest Paid
$19,217

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Fenced, Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Cottage
Materials
  • Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1904
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ault 1st Addition
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Ault

Financial Details

  • Price per Sqft: $440.59
  • Tax Annual Amount: $649
  • On Market Date: 2024-10-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $76,099 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $76,099!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$190,901
Your Cash$76,099
Total Purchase Price:$267,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$864/mo
Traditional @ 7.5%
$1,417/mo
You save $553/month ($6,640/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1019807

Listing From: recolorado

Last updated: 2024-12-03T01:51:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$864 /mo
$1,366 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $76,099 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $76,099!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$190,901
Your Cash$76,099
Total Purchase Price:$267,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$864/mo
Traditional @ 7.5%
$1,417/mo
You save $553/month ($6,640/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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