Dan Kaercher

Dan Kaercher

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Closed

$1,400,000

($904,230 down)
VA

21902 Herencia, Mission Viejo, CA 92692

4
3
2,525 sqft
PITI Monthly
$4,062.41 /mo

Listing courtesy of: Anya Manolakas, FIV Realty Co.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,252 /mo
$3,617 /mo

What's Special

LOCATION
SERENE
DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
DECK
PATIO
CHARMING
COZY

Welcome to Galicia North in Mission Viejo, just one mile from the vibrant activities of Lake Mission Viejo. Whether you enjoy walking, hiking, biking, kayaking, or simply staying close to home, this location offers it all. Step inside this spacious 4-bedroom, 2.5-bathroom home and you'll immediately be struck by the expansive living room with vaulted ceilings, creating a sense of openness that seamlessly blends the living, dining, and kitchen areas. The kitchen features stunning Italian granite countertops, a cozy nook for a kitchen table, and ample cabinet space. The family room, perfect for relaxation, showcases a charming brick fireplace. On the main level, you’ll also find a thoughtfully designed bar area—ideal for entertaining guests. Upstairs, the primary bedroom offers a serene retreat, complete with a private deck perfect for enjoying your morning coffee or unwinding in the evening while taking in scenic views. The outdoor space is just as inviting, with a built-in shed, a putting green, and a built-in BBQ on the patio—perfect for alfresco dining and summer gatherings.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$4,062.41/mo
Estimated Loan Balance
$496,788
Cash to close
$904,230
Interest Paid
$55,045

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Brick, WroughtIron
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Galicia (North) (GA)
  • Features: Curbs, Fishing, Gutters, Lake, Park, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: MVEA
  • HOA Amenities: Unknown
  • HOA Fee: $87
  • HOA Frequency: $Monthly
Location
  • Region: Mission Viejo

Financial Details

  • Price per Sqft: $554.46
  • Tax Annual Amount: $17500
  • On Market Date: 2025-02-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $904,230 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $904,230!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$495,770
Your Cash:$904,230
Total Purchase Price:$1,400,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,252/mo
Traditional @ 7.5%
$3,752/mo
You save $1,500/month ($17,997/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25024519

Listing From:

Last updated: 2025-04-02T17:39:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,252 /mo
$3,617 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $904,230 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $904,230!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$495,770
Your Cash:$904,230
Total Purchase Price:$1,400,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,252/mo
Traditional @ 7.5%
$3,752/mo
You save $1,500/month ($17,997/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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