Dan Kaercher

Dan Kaercher

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Closed

$274,900

($205,731 down)
FHA

217 Main Street W, Carver, MN 55315

2
1
1,213 sqft
PITI Monthly
$1,252.87 /mo

Listing courtesy of: , HomeFront Realty

Assumed Rate

4.88%
7.15%

Principal & Interest

$799 /mo
$1,019 /mo

What's Special

LOCATION
DINING
MODERN
RENOVATED
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
HISTORIC

Historic "Chaska Brick" house on Main St in downtown Carver. Great location! Walk to all the wonderful restaurants, bars and shops. The house is on the Carver Historic District registry and the MN Valley trail system runs along the property. Home has been renovated and has updated plumbing, electrical, a forced air furnace and central AC. Brand new roof. New base cabinets in kitchen with farmhouse style apron sink, butcher block counter tops, new stainless steel appliances including a dishwasher. Fully heated and insulated laundry room/mud room with new washer/dryer walks out to a private back porch. Main level has hardwood floors, terra cotta tile along with a modern kitchen, large formal dining room and a living room with a wood burning stove. Upper level has hardwood floors with a good sized primary bedroom with 2 closets plus built ins. Second bedroom has a built in Swedish bed, built in shelves, a closet and would make a great office or guest room. Bathroom has a new toilet, clawfoot tub, new quartz countertops/sink with lots of beautiful built-ins. Enjoy talking with neighbors from your inviting front porch or retreat to the extra large back yard. New firepit with cafe lights makes this a warm and comfy space for entertaining. Carriage house is 31 x 20 with a loft and hook ups for a wood burning stove or gas furnace. Freshly painted interior and all wood trim outside has a fresh coat of paint. Basement is a dug out dirt floor with a sump pump and floor drain. Large dog kennel with concrete floor in back yard. Large parking pad could fit 2 cars plus a boat or trailer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.88
Remaining Loan Term
8 years, 6 months
Monthly PITI
$1,252.87/mo
Estimated Loan Balance
$71,217
Cash to close
$205,731
Interest Paid
$121,778

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone
  • Roof: Unknown
Condition
  • Year Built: 1882
Details
  • Builder:

Community & HOA

Community
  • Subdivision: City Lts Of Carver
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Carver

Financial Details

  • Price per Sqft: $226.63
  • Tax Annual Amount: $2370
  • On Market Date: 2024-10-27T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $205,731 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $205,731!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.88% Sellers Rate
$69,169
Your Cash:$205,731
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 4.88%
$799/mo
Traditional @ 7.5%
$1,057/mo
You save $258/month ($3,096/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6623692

Listing From: northstar

Last updated: 2024-11-22T22:55:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.88%
7.15%

Principal & Interest

$799 /mo
$1,019 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $205,731 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $205,731!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.88% Sellers Rate
$69,169
Your Cash:$205,731
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 4.88%
$799/mo
Traditional @ 7.5%
$1,057/mo
You save $258/month ($3,096/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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