Dan Kaercher

Dan Kaercher

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Pending

$615,000

($245,696 down)
VA

21633 N BLACK BEAR LODGE Drive, Surprise, AZ 85387

4
3
2,454 sqft
PITI Monthly
$2,202.32 /mo

Listing courtesy of: Paulette Strozyk, Realty ONE Group

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,762 /mo
$2,741 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
PATIO

CASITA + 3 CAR GARAGE + HOT TUB. ASSUMABLE LOAN AT 2.31%. This single owner 3 bed/2 bath (not including the Casita) home offers a perfect blend of space and comfort. Step inside and be greeted by the grandeur of the formal living/dining room, perfect for entertaining your guests. The kitchen features a spacious island, built-in microwave, gas cooktop, and stainless steel appliances. The plantation shutters throughout the house add a touch of elegance and privacy. The three-car garage provides plenty of space and additional storage with its convenient garage cabinets and also has a whole-home RO water system. Step outside to your private oasis, complete with built-in gas BBQ grill, gas fire pit, hot tub, and a patio perfect for enjoying the beautiful Arizona weather.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$2,202.32/mo
Estimated Loan Balance
$370,834
Cash to close
$245,696
Interest Paid
$59,244

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Del Webb

Community & HOA

Community
  • Subdivision: SUN CITY GRAND CAPITAN
  • Features: Pickleball, Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Golf, Tennis Court(s), Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: CAM
  • HOA Amenities: Unknown
  • HOA Fee: $1861
  • HOA Frequency: $Annually
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $250.61
  • Tax Annual Amount: $3286
  • On Market Date: 2024-10-24T16:00:10.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $245,696 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $245,696!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$369,304
Your Cash$245,696
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,762/mo
Traditional @ 7.5%
$2,843/mo
You save $1,081/month ($12,978/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6775196

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-22T17:17:46.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,762 /mo
$2,741 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $245,696 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $245,696!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$369,304
Your Cash$245,696
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,762/mo
Traditional @ 7.5%
$2,843/mo
You save $1,081/month ($12,978/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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